I worked in a hotel in Chengdu for more than a year. The company didn't sign a contract and didn't buy insurance. Is there any compensation?

Consultation content: Can insurance be bought in different places? My home is in Chengdu and I work in a different place. Where should I buy commercial insurance? You can still buy enough. What if you need to accompany you when you buy in a different place? Consultation User: Party (Chengdu) Expert Answer: Anming Duan, Ping An Life Insurance Company of China, Shenzhen Regarding the question you mentioned, you can buy commercial insurance and social insurance at your current place of work. If you change jobs in the future, you only need to transfer your insurance contract to the insurance company, and the insurance company will arrange for the local salesman to provide insurance preservation and claim settlement services for you. In terms of claims, it is a national compensation. You only need your insurance contract to go to any branch of the same insurance company in China to get insurance claims. Only in terms of hospitalization, some insurance companies may have restrictions on medical conditions. Li Yanhui, Ping An Life Insurance Company of China, Guangzhou, I would like to express my views on your question. Generally, we buy insurance in a certain order, including accident and medical expense reimbursement insurance, health insurance, life insurance and pension insurance. Accidental injury insurance and medical expense insurance are types of compensation. When claims occur, the insurance company requires to go to the insurance company's networked hospital for medical treatment or to go to a regular hospital at or above the district level. Second, it requires to provide medical records, invoices and drug list, etc. If it is an accident, it needs to provide more information, such as traffic accidents and relevant certificates. There is a problem involved here. Insurance companies have a review process for each claim, and the length of time depends on the date, place and nature of the case, that is, if it is a local claim, it will be faster, while it will be slower and more complicated. Therefore, whether it is local insurance or remote insurance, it is actually the same. The difference is that for the insured, the speed of claim settlement is different. Health insurance, life insurance, pension and other types of insurance belong to the nature of payment, that is, the conditions of payment match and the agreed insurance premium is paid immediately. Relatively speaking, the information that insurance companies need to provide is different from accidental injury and medical expenses reimbursement. In addition, because the claims rate of these types of insurance is very low, most people only make claims once in their lives, especially life insurance, so I think it makes little difference where such types of insurance are insured. At present, the characteristic of earning money by working is that we may move constantly in China, so the situation has changed. Generally speaking, it is more appropriate to take out insurance in the work area. When moving, we should go through the formalities of moving the insurance policy at the destination and move the insurance policy to a new place to enjoy the services provided by the local insurance company.

Further reading: How to buy insurance, which is better, and teach you how to avoid these "pits" of insurance.