MasterCard full currency credit card

How to use Minsheng MasterCard full currency credit card?

1. mastercard full-currency international credit card has several card organizations, namely MasterCard), American Express Centurion Card and jcb Visa), which can be organized by two cards, namely domestic master card and Japanese credit card. There are foreign bank cards with MasterCard single logo, which is convenient for MasterCard to use. During the setup process, cash is withdrawn from the ATM, and the handling fee is 25 yuan. So it is more convenient. Foreign bank cards with UnionPay logo are convenient for MasterCard.

2. MasterCard's all-currency international credit card has two versions: visa and UnionPay, so it can be the same as visa on a global scale. We can go abroad and generally use it at home and abroad.

Is China Bank Water Lily MasterCard a full currency card?

China Bank Water Lily MasterCard is a platinum chip credit card issued by the whole jurisdiction, which is aimed at middle and high-end business customers and meets EMV standards.

The above contents are for your reference. Please refer to the actual business regulations.

What are the characteristics of China Bank MasterCard?

The Great Wall Cross-border International Debit Card issued by Bank of China is an all-foreign-currency and multi-currency debit card (VISA and MasterCard have not obtained the qualification for clearing domestic bank cards, so RMB is not supported for the time being). Product advantages mainly include:

1. Multi-currency payment: When the transaction currency is the same as the foreign currency of the debit card account, payment in the original currency can be realized. If it is inconsistent or the balance is insufficient, the system will automatically rotate the deduction from the US dollar account, thus realizing multi-currency overseas payment.

2. Safe and convenient: adopting EMV chip standard can effectively reduce counterfeiting and fraud.

3. Universal: The Great Wall cross-border international debit card can be used in offline/online merchants and ATM equipment of VISA and mastercard international around the world.

4. Online payment: The Great Wall Cross-border International Debit Card supports overseas online payment, withholding, ordering and other online transactions. It can effectively save the telegram fee and remittance fee in cross-border remittance.

The above contents are for your reference. Please refer to the actual business regulations.

What is MasterCard?

MasterCard is a credit card issued by MasterCard, an international credit card organization, which has certain universality in the international scope. MasterCard provides a more convenient and efficient financial payment environment for consumers around the world. MasterCard provides business links for global financial institutions, governments, enterprises, merchants and cardholders through consulting services of payment joining, processing centers and payment industry.

MasterCard processing flow: 1. Go to the bank outlet that handles credit cards, or ask the staff of the credit card center of the local bank to fill out the credit card application form. The contents of the application form generally include the applicant's name, basic information, economic status or income source, guarantor and its basic information; 2. Submit copies of certain certificates and vouchers to the issuing bank; 3. After the contents of the application form are truthfully filled in, relevant credit certificates shall be submitted at the same time as the application form is filled in; The application form is accompanied by a credit card contract. The applicant authorizes the issuing bank or relevant departments to investigate its relevant information, submit a statement on the authenticity of the information, and the privacy protection policy of the issuing bank. , and must have his signature; 5. The credit card processing process is basically completed, waiting for the issuance of credit cards.

Which is better for all-currency credit cards of major banks with big pk?

All-currency credit cards are more suitable for going out for fun, business trips and studying abroad, and foreign currency conversion fees can be exempted without changing foreign currencies. But with so many all-currency credit cards, which bank's all-currency credit card is better and more cost-effective? Today, I will take stock of the advantages and disadvantages of all-currency credit cards of major banks for you, so that you can see them clearly at once.

All-currency card, the main function of all-currency card is to exempt the currency conversion fee and handle the transaction needs of all currencies. No matter where you spend money, you can repay it directly in RMB after returning home, and you can also avoid the formalities of purchasing foreign exchange.

I. Full-currency international chip card of China Bank.

China Bank's all-currency international chip card not only has the basic functions of general all-currency credit cards, but also enjoys the rights and interests of BOC Platinum Card. There are insurance services, such as personal insurance and delay insurance when buying air tickets; Borrowing can be combined with overdraft consumption, interest-free repayment period, and enjoy deposit interest; You can enjoy double points in consumption abroad, and the points will be valid forever.

Second, ABC Travel World Credit Card

Youyou World Credit Card of Agricultural Bank of China enjoys exclusive benefits free of currency conversion fee for consumption and withdrawal in any currency and channel in the world. It also has all-round benefits such as shopping and leisure, business travel and medical care, health care, etc. It is especially suitable for people who travel, do business, study abroad and "Haitao". Airport supreme courtesy; Gold card annual fee standard, platinum courtesy.

Three. China Industrial and Commercial Bank Global Travel Credit Card

ICBC Global Travel Credit Card has the following characteristics: UnionPay and MasterCard have dual channels, and there are many credit card channels in China, which can be repaid by Alipay; Global airports provide VIP room courtesy; Set aviation, hotels, shopping and leisure, famous products, tourism, study abroad, airport VIP rooms, car rental, tax refund, rescue and other global preferential services in one, is the best partner of customers' overseas travel.

4. Construction Bank Longka Global Payment Credit Card

China Construction Bank Longka Global Payment Credit Card has the following features: MasterCard UnionPay dual identification card, UnionPay and VISA dual channels, which are available in China and can be repaid by Alipay; You can enjoy double points when you spend abroad; Special service for international air tickets; Buy air tickets and send insurance, etc.

5. All-currency international credit card of China Merchants Bank.

China Merchants Bank's all-currency international credit card only issues VISA single-currency cards, which is a personal card product issued by China Merchants Bank for customers who have overseas travel and online shopping. The card supports VISA bank, and its biggest feature is that no matter what currency, foreign exchange handling fees are exempted for consumption or cash withdrawal; And there is no annual fee for life (many all-currency credit cards are exempt from annual fees). In addition, China Merchants Bank has many preferential activities for all-currency international cards (20 15 swiping the all-currency credit card of Postal Savings Bank can enjoy three times the maximum score of 65,438+10,000), and gives away high travel accident insurance.

Six, the Postal Savings Bank double standard full currency credit card.

Postal Savings Bank's dual-standard full-currency credit card is a dual-standard full-currency credit card of China UnionPay and MasterCard. It can be used online and offline by UnionPay, and can also accept merchants' spending of more than 300,000 credit cards on MasterCard online and offline. This credit card is the first dual-label card with UnionPay and MasterCard logos in Postal Savings Bank. No matter at home or abroad, credit card consumption can be worry-free, and UnionPay and MasterCard have dual global preferential merchant privileges. Most all-currency credit cards are not suitable for domestic consumption, but the dual-standard all-currency credit cards of Postal Savings Bank are still consumed in China, and they also have special functions such as overseas shopping tax rebate and online Haitao discount.

Seven. Minsheng visa all-currency international credit card

The characteristic functions of Minsheng Bank visa all-currency international credit card are: circulating credit, convenient for advanced consumption; Points are permanent and valid, and can be exchanged for gift miles. There are various repayment methods, and repayment is simple and convenient. Minsheng bank visa all-currency international credit card offers many special benefits, mainly including the highest discount on air tickets 10% and overseas credit card discount.

By comparing and analyzing these all-currency credit cards through the PK of the four major banks, I personally think that the all-currency chip card of China Bank is still very good. Generally, all-currency credit cards have some functions, such as automatic purchase of foreign exchange, free of currency exchange fees, RMB repayment and so on. In addition, there is an unconditional life-long annual fee-free policy. You know, many all-currency credit cards can't avoid annual fees, while the all-currency chip card of Bank of China enjoys more rights and interests, and can also be used as a savings card, with many benefits. Although BOC's all-currency chip card is the single channel of Visa, foreign currency credit cards are mainly used by applicants in consumption abroad and Haitao, and there are more and more merchants who can swipe Visa cards in China, which has little impact.

In addition, ICBC Global Travel Credit Card has been well received, and it is called the all-currency credit card that is necessary overseas. It is a good choice for business trip, travel, Haitao or studying abroad (20 15 ICBC VISA full currency ICBC Global Travel Credit Card is required overseas)!

Commercial Bank PK From the perspective of other commercial banks, China Merchants Bank's all-currency international credit card is also free of annual fees, which is not bad. The dual-label full-currency credit card of Postal Savings Bank is a dual-label card with the logo of UnionPay and MasterCard, which basically has all other full-currency functions. There are also many consumption abroad and Haitao, just like the full-currency chip cards of Bank of China in the four major banks. Although the credit card of the Postal Savings Bank may not be as famous as other banks, this dual-label full-currency credit card of the Postal Savings Bank is definitely worth introducing (20 15 Minsheng Visa full-currency card enjoys consumption abroad.

For users who swipe their cards more in China, the single channel of Visa will undoubtedly cause a lot of inconvenience. It is best to consider the dual-channel credit cards of Visa/Master UnionPay, such as ICBC Global Travel Credit Card, CCB Longka Global Payment Credit Card, and Postal Savings Bank Double-standard Full Currency Credit Card. These credit cards have little difference in function, but compared with the additional rights and preferential contents of the two cards, ICBC Global Travel Credit Card and Postal Savings Bank double-standard full-currency credit card are both very good.

How much is the annual fee for Minsheng MasterCard full currency credit card?

MasterCard full currency credit card annual fee collection standard:

Primary card: 300 yuan/year, and secondary card: 150 yuan/year.

Annual fee exemption policy of MasterCard full currency credit card:

The annual fee is free in the first year. If you spend 5 RMB transactions or 1 foreign currency transactions in the RMB-USD account in that year, the annual fee is free in the next year (the account is up to standard, and there is no limit to cards).

Prompt you:

※ This rule applies to the main card and the auxiliary card respectively;

For credit cards with special card types and annual fee concessions, the annual fee collection policy is subject to the card jam or refer to official website for details. ※:

In the annual fee waiver, according to the rule that the number of transactions reaches the standard, only the number of consumption transactions is counted, and the transaction amount is not limited. ※:

※ If the annual fee has been incurred and further consultation is needed, you can contact the credit card customer service for consultation and confirmation.

This is the end of the introduction of MasterCard full currency credit card, which can be used in China. I wonder if you found the information you need from it?