ICBC Credit Card

ICBC favors civil servants, institutions, state-owned enterprises and other high-quality units. Moreover, the number of card downloads is often 5, or 1,, while for many white people, only 3K or 5K food cards are approved. In addition, although ICBC can download food cards, it has a special BUG:3354, which releases water from time to time! Food cards, which often burst out with a quota of 5K, soared to 1, overnight by releasing water! Next, the most valuable and discussed types of ICBC credit cards are introduced.

Specifically, the rights and interests of cedar are quite rich:

1. Hotel rights and interests

1. Free VIP Gold Circle Gold Members

Main rights and interests of gold members

Choose VIP gold rings to reward points or flight miles.

room reservation priority waiting list

check in in advance for convenience.

2. Quickly upgrade to emerald member of VIP Gold Ring Club.

If you have 1 qualified paid stays at Shangri-La Hotel, you can upgrade to Emerald membership.

(Under normal circumstances, you need to stay for 2 nights to become a member of the Jade Class, which will be halved under the blessing of incense and white)

The main rights and interests of the Jade Member

Earn 25% extra VIP Gold Circle reward points.

Three welcome items

Free breakfast in the coffee shop.

VIP gold ring membership benefits: click on the original official website to inquire.

/corporate/golden-circle/membership-benefits/

within 3.12 yuan, ICBC points will be credited with 1 VIP Gold Ring Club point.

Gold Club points can be redeemed for free accommodation in Shangri-La, room upgrade, instant food and beverage incentives, spa vouchers, airline partner incentive programs, etc. Compared with people's livelihood, it is somewhat inferior, and talking is better than nothing.

4. Hotel, catering and fitness discounts

1% discount on hotel accommodation

Any Shangri-La hotel in the world enjoys a 1% discount on the best room rate (excluding service charge and tax).

15% discount for hotel catering

Cardholders can enjoy 15% discount when dining in Shangri-La Hotel restaurant and paying with ICBC Shangri-La credit card.

C. 2% discount on annual fitness card

Cardholders can use ICBC Shangri-La Credit Card to purchase personal annual cards at the fitness center of the designated hotel in Shangri-La Chinese mainland, and enjoy a maximum discount of 2% on annual fee.

Second, the Eighth Anniversary of Shangri-La

Booking before November 18th, 218, and staying before January 18th, 219, you can enjoy double VIP Golden Circle reward points.

bonus points

You will get 35 bonus points when staying in two hotels with different brands.

stay for 5 nights and get 5 bonus points.

staying in 3 different hotels will earn 888 bonus points.

up to 35 5 888 25=1988 points.

1 points for Shangri-La points = US$ 1, and the value of 1988 points is about 14 RMB.

three. Tourism rights and interests

1. Free airport, high-speed rail VIP rooms

In p>28, the first batch of 6 free airport VIP rooms or as many as 12 high-speed rail VIP rooms.

if you spend 2, yuan, you can enjoy unlimited VIP services at the airport and high-speed rail in the next year.

24 million aviation accident insurance

3. Travel inconvenience insurance

Domestic airlines will pay 5 yuan and overseas 1 yuan if they are delayed for 4 hours.

four. Annual fee waiver

Annual fee: 2 yuan/year, the annual fee is free in the first year, and the annual fee is free in the second year after the payment of 2, yuan (easy to brush with card artifact)

The diamond and emerald members of p>VIP Gold Ring Club can be exempted from the annual fee for three years if they apply successfully.

there is a way to "free the annual fee". Since Shangri-La White has two versions of Visa/Mast, first apply for one set, and then quickly upgrade to Emerald membership, and then apply for another set the following year, free of annual fee for three years, and then cancel the first set.

1. Look at the annual fee first: ICBC Kaiyuan Platinum Card.

the main card is free of annual fee in the first year, and the annual fee for spending 2, yuan in the second year (including all actual consumption), otherwise the annual fee is 2, yuan. This card is valid for 8 years. You can enjoy 3-year Kaiyuan Platinum Card (including 65% discount on room rate, upgrade of executive lounge, free check-in at 3: am and 8: am, check-out at 16: , etc.). ), 5 yuan Gift Package, a free room coupon in 6 yuan, buy one get one free in Kaiyuan Hotel buffet, various discounts, free in the first year, and a three-year Kaiyuan Platinum Card (full of rights), which must be done.

There is also: ICBC Kaiyuan Gold Card (suitable for partners who can't push the ICBC Kaiyuan Platinum Card ~)

The annual fee is exempted for spending 5 times or 5, years. Otherwise, the annual fee is 2 yuan. Enjoy the Kaiyuan Gold Card for half a year

New customers who spend RMB 4,999 within 9 days after opening the card will have the opportunity to get a free room coupon worth 6 yuan.

Fast upgrade

Shang Qi member of Kaiyuan Consumer Helicopter. Platinum card enjoys the three-year membership rights of Kaiyuan Shang Qi Club Platinum Card and Gold Card enjoys the six-year membership rights of Kaiyuan Shang Qi Club Gold Card.

The room discount is as high as 65%

If the Platinum Card matches the Platinum Card members of Kaiyuan Shang Qi, you can enjoy a 5% discount on the rooms of Kaiyuan's hotels; Match members of Kaiyuan Shang Qi Gold Card and enjoy 75% discount on Kaiyuan Hotel rooms.

Up to 15% discount on catering

Platinum card matches members of Kaiyuan Shang Qi Platinum Card and enjoys 15% discount on catering in hotels owned by Kaiyuan; Match the Golden Card members of Kaiyuan Shang Qi Gold Card, and enjoy a 28% discount on catering in Kaiyuan's hotels.

Enjoy privileges

Shang Qi Kaiyuan Golden Card Room can be upgraded to a higher level, enjoy welcome fruitcake, and delay check-out. During the stay of Shang Qi Kaiyuan Platinum Card members, the rooms can be upgraded by up to two levels, and they can enjoy welcome fruitcake, afternoon tea, extra breakfast and late check-out.

3. finally, Take a closer look at the benefits of Platinum Card in Kaiyuan Hotel:

6.5% discount for guest rooms (15% discount for Wanshou Dew brand only)

15% discount for catering

Free

Upgrade the executive lounge

★ An extra breakfast (***3 servings)

★ Welcome fruits and cakes every day (every day)

★ Check out at 4: p.m.

★ The room is upgraded to level 1-2

★ One shirt or T-shirt is washed and one set is ironed for free every day (every day)

★ Free Internet access

★ Reservation guarantee 48 hours in advance

★ Exclusive access, fast handling of CI/CO and no rounds

★ Platinum room card

★ 2% discount for dining, 8 times points for dining, starting from buffet in 88 yuan, deduction for mini bar in 58 yuan

★ 8% extra points, and 5% extra reward for official reservation of my stay (Manju does not participate in booking points on behalf of others). The points are valid until the end of the following year

Among them, the basic points are: 1 point for personal room 1 yuan, 1 point for catering and recreation 5 yuan, 1 point for booking room for people in 2 yuan, and 1 point for catering meeting in 2 yuan. Free executive lounge, daily laundry and ironing of fruits and cakes, and points for booking ... Personally, the benefits of Kaiyuan Platinum Card are really good for playing in hotels.

I have just introduced two platinum cards in the ICBC credit card collection, and then I will introduce a universal constellation credit card that ordinary white people can start with.

this constellation card is a "1 1" card: a single-currency card with UnionPay logo and a multi-currency card with VISA logo, both of which are chips and magnetic strips.

(1) The annual fee is reduced or exempted within the validity period. Then whether it is simple platinum, gold card or general card, the annual fee will be reduced or exempted within the validity period. Other rights and interests are not listed for the time being, and it is also free of annual fees if you don't brush a penny during the validity period.

(2) The Star Card, like the Struggle Card, has a "time tolerance", in which time tolerance means a repayment grace of 3 days (that is, repayment within 3 days is considered as timely repayment), and the tolerance is the minimum repayment grace difference of 1 yuan (that is, it is less than 1 yuan without interest penalty). This is recommended because most ICBC credit cards do not have this right to protect themselves.

(3) swipe your card 1 times on your birthday, and you will be capped with 5, points. ICBC's points are roughly 5 points worth 1 yuan. If 1 yuan accumulates 1 point at ordinary times, it is equivalent to returning money to 1 yuan for every brush, and returning money to 1 yuan for every brush with 1 times points on the birthday.

in addition to the above three attractive rights and interests, there are card loss protection, card opening ceremony for new customers, ICBC's regular preferential treatment, and special rights and interests owned by UnionPay Xiaobaijin and visa Xiaobaijin, such as "three pay two for staying in a hotel", one person for afternoon tea in a five-star hotel is free of charge, overseas WiFi is free, parking in 1 yuan airport, etc., and the corresponding star cards are also enjoyed.

I have just finished introducing ICBC's two platinum cards and one Zhang Xiaobai card. Now let's start the dry part of the full text.

ICBC 3136 Dafa! It is suitable for white people who can't push down their aunt's credit card all the time. Without talking nonsense, the principle is direct:

The method of 3136 can successfully sneak into the moat of aunt's credit card, and for the partners who have been abused by aunt for thousands of times, they can push down their aunt according to the gourd painting gourd ladle. Related Q&A: Which is the most practical ICBC credit card? For users, the card that suits them is the best, not that a certain card is the best compared with all ICBC credit cards. It depends on your occupation. If you are an office worker, it is better to choose ICBC's seal card, because the application threshold for this card is not high; For car owners, it is better to choose ICBC car Plus credit card, because the card is cashed back and there are related car rights; For college students, it's better to choose Cosmic installment credit card, which can be applied by full-time college students who have reached the age of 18. 1. ICBC Struggle Card: Suitable for office workers. 2. ICBC car plus credit card: suitable for car owners. 3. Cosmic installment credit card: suitable for college students. 4. Cosmos credit card: suitable for white-collar office workers. 5. ICBC Minions Credit Card: Suitable for Minions fans. 6. ICBC Tuniu Niuren Credit Card: Suitable for donkey friends. 7. ICBC king of the children Baby Credit Card: Suitable for parents of babies. Introduction to the characteristics of various bank cards: 1. ICBC Struggle Card is suitable for people: Office workers' comments: It is designed jointly by Lang Ping, with black, red and blue colors. It is easier to get a card with a Puka Gold Card. Recently, ICBC's card value is very high. Rights and interests: annual fee reduction, time tolerance, foreign exchange fee, account security insurance, tide brand Haitao cash back, etc. Simple Platinum Card enjoys free overseas WIFI, visa discount, airport parking in 1 yuan and other preferential benefits. 2. ICBC car Plus credit card is suitable for people: car owners' comments: the annual fee for rigid universal card is 2, yuan for 1 yuan, gold card for 2 yuan and platinum card, and the supplementary card is halved. However, the card is full of discounts, cash back, and love (i) the rights and interests of the car card platform. Rights and interests: every Sunday, 6% of the national designated China oil gas station will be cashed back; Love (i) the rights and interests of car platform, such as car purchase discount, car wash discount, maintenance discount, rights and interests of driving and road rescue, exclusive discount for Longteng travel, etc. Time tolerance, UnionPay multi-currency, foreign exchange fee, new customer credit card gift and so on. Platinum card also enjoys free ICBC airport and high-speed rail VIP room, global car rental discount, 4 million aviation accident insurance and so on. 3. Universe installment credit card is suitable for people: college students' comments: This card is limited to 18 years old, full-time college students apply, and the gold card level is two cards. A co-branded card has the same function as a credit card, except that you can't withdraw cash. The other card can only be used for installment and cash withdrawal. Benefits: Free of annual fee, up to 56 days interest-free, with a tolerance of 3 days in 1 yuan. There are also various gift packages for installment music, up to 1, yuan. 4. Cosmic Constellation Credit Card is suitable for the crowd: General comments of white-collar office workers: The face value of this card is too high, and it is particularly easy to get a gold card. The unique birthday score of ten times can be said to be a big deal of ICBC. However, it is a multi-currency card, and there are more than a dozen accounts when the card is opened. Rights and interests: annual fee reduction, ten-fold birthday bonus, zero foreign exchange fee, three-day tolerance 1 yuan, etc. 5. Yin Hua Runtong Co-branded Card has a variety of cards, including general card, gold card and platinum card, which can meet the application requirements of customers with different credit conditions. Cardholders enjoy dual rights and interests, one is ICBC credit card finance and preferential treatment; Second, China Resources Tong enjoys/enjoys membership. 399 China Resources Link points can be redeemed for cash coupons such as CR Vanguard, Ole Boutique Supermarket, Pacific Coffee, Vientiane City, Didi Bus, KFC, McDonald's and movies. 6. ICBC WeHotel credit card has two card grades: gold card and platinum card, and cardholders can enjoy the reservation discounts of major brands of hotels under the WeHotel platform; Open a card to send a 32 yuan gift certificate; The highest monthly coupon is 6 yuan; Free V3/V4 membership, enjoy 85/88 discount on reservation; Free 9-night stay, and can be redeemed for five-star hotels.