Traditional Culture Encyclopedia - Hotel reservation - What will happen if low-rent housing is in arrears?
What will happen if low-rent housing is in arrears?
1 will reduce the borrower's loan amount.
2. Do not give the borrower preferential interest rate or make the loan interest rate rise.
3. If there are many bad credit records, the borrower's loan application will be rejected directly.
4. It has an impact on recruitment, job hunting, renting a house, and even visas for going abroad.
5. Credit information difference will be blacklisted by the central bank, which will bring a lot of inconvenience to life.
Legal basis: "Several Provisions of the Supreme People's Court Municipality on Publishing the Information of the List of Executed Persons with Disbelief"
Article 1 If the person subjected to execution fails to fulfill the obligations specified in the effective legal documents, and under any of the following circumstances, the people's court shall include him in the list of people subjected to execution for breach of trust, and impose credit punishment on him according to law:
1, refusing to perform the obligations specified in the effective legal documents when it has the ability to perform;
2. Obstructing or resisting execution by forging evidence, violence or threats;
3. Evading execution by false litigation, false arbitration or concealing or transferring property;
4. Violating the property reporting system;
5. Violating the consumption restriction order;
6. Refusing to perform the settlement agreement without justifiable reasons.
Article 3. If the person subjected to execution is a natural person, after taking consumption restriction measures, he shall not engage in the following high-consumption and unnecessary consumption behaviors: (1) When taking a means of transportation, he shall choose the second-class or above cabin of an airplane, train or ship; (two) high consumption in hotels, hotels, nightclubs, golf courses and other places above the star level; (three) the purchase of real estate or new construction, expansion, high-grade decoration of housing; (four) leasing high-grade office buildings, hotels, apartments and other places to work; (5) Purchasing non-essential vehicles; (6) tourism and vacation; (seven) children attending private schools with high fees; (8) Paying high premiums to purchase insurance wealth management products; (9) Non-essential consumption behaviors such as taking all seats of G-prefix EMU trains and first-class and above seats of other EMU trains.
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