Will untrustworthy people be found staying in hotels?

It can be concluded that if the person subjected to execution is a natural person, after taking measures to restrict consumption, he shall not spend high in hotels, hotels, nightclubs, golf courses and other places above the star level. At present, China is gradually improving the information of the list of people who have been executed in bad faith, and the people who have been executed in bad faith will be included in the credit files of the people who have been executed, and will be provided to financial institutions and other units in the form of credit reports for the relevant units to consider when auditing loans and other businesses. The list covers "Lao Lai" from all walks of life. In addition to real estate, foreign trade processing and other industries, it is worth noting that some emerging industries are also among them.

First, how long will it take to be classified as a untrustworthy person?

Only when the credit card is overdue for 3 months or more can it be included in the list of untrustworthy people. Because it is overdue for more than 3 months, the bank will sue the user in court. The court will sentence the user to compulsory execution, and if the user refuses, the court will list the user as a person who has lost his trust. Users who repay after the court decision will not become untrustworthy.

Second, what is the importance of credit reporting?

Credit investigation is an indispensable part of modern society, and its importance is reflected in its influence on individuals, banks and society.

1, affecting personal loans, handling credit cards and finding jobs.

If the credit information is in good condition and there is no breach of contract, you can get the approval of the bank more quickly when applying for loans and handling credit cards. Moreover, due to the good credit status, when borrowing money, you may get certain discounts on the loan interest rate and loan amount.

In addition, when looking for a job, some employers will check the credit information of job seekers.

2. Help banks make more convenient decisions.

Before the credit investigation, it is difficult for banks to fully understand the credit situation of customers, and it is impossible to make a decision on whether to lend or not quickly and conveniently. After the People's Bank of China organized commercial banks to input the credit information of citizens and enterprises into personal credit files, whenever banks need to make decisions, they can query customers' credit files and make decisions quickly.

3. Promote social integrity.

Because credit information will affect personal loans and job hunting, the cost of dishonesty will be higher, prompting people to be trustworthy and promoting social trustworthiness.

Legal basis: Article 3 of the Regulations of the Supreme People's Court Municipality on Restricting the High Consumption of the Executed Person states that if the executed person is a natural person, he shall not engage in the following high consumption and unnecessary consumption behaviors after taking consumption restriction measures:

(a) when taking the means of transportation, choose the second class or above of the plane, train soft sleeper and ship;

(two) high consumption in hotels, hotels, nightclubs, golf courses and other places above the star level;

(three) the purchase of real estate or new construction, expansion, high-grade decoration of housing;

(four) leasing high-grade office buildings, hotels, apartments and other places to work;

(5) Children attend private schools with high fees;

(6) Pay a high premium to buy insurance wealth management products.