What is Guilin Bank Virtual Card?

The "virtual card" of a bank card is a virtual account number derived from the BIN codes of UnionPay, VISA and MasterCard, which is mainly used for online payment without a physical card.

Like physical cards, virtual cards of bank cards are also divided into virtual credit cards and virtual debit cards.

Functions of bank virtual card:

1, fast application. Users can apply directly in the bank's online banking or directly call the customer service phone of the credit card, and will soon get a virtual card number, expiration date and security code, and then they can use it online.

2. Safe use. The validity period and limit can be set according to the use scope of the physical card, and the virtual card can be cancelled at any time without affecting the use of the physical card.

3. Be able to participate in various credit card activities. Because it is a real card BIN code, the virtual card can also participate in various consumer preferential activities organized by the card organization and the issuing bank. Some activities are not based on identity cards, but on cards. Of course, this seems to be something that event organizers don't want to see, so this feature of some virtual cards has been castrated.

4, can be dedicated to the card. There are quite a few users with this demand. For example, some cards are used for online shopping, and some cards are used for recharging. I used to need another physical card. Not to mention that it takes a long time to handle the next card, it is also very annoying to manage these physical cards. Now you only need to handle multiple virtual cards to meet the demand.

5. Easy repayment. Most physical cards need to be repaid separately for each card, while virtual cards only need to be repaid by the main card, which is convenient for management.

6. Be able to participate in repayment activities. For example, Lacarra and PayPal will engage in repayment activities from time to time, but most physical cards limit the number of transactions per month. Virtual cards can increase the chances of activities.