What are the communities in Yanjiao where large property rights have been reduced to small property rights?

The difference between houses with small property rights and houses with large property rights

1. Houses with small property rights

①. The real estate certificate of houses with small property rights is issued by the township government, and the property certificate of the house with small property rights is issued by the township government. There are no actual property rights.

②. If an individual wants to transfer a house with small property rights, it must be done five years after the purchase.

③. The construction land for small-property houses is generally collectively owned by the township government, and this type of property can only be purchased and lived in by villagers in the township.

④. After purchasing a small-property house, if you want to transfer it again, you must pay the land transfer fee, otherwise it will not be listed for trading.

2. Houses with large property rights

①. The real estate certificates of houses with large property rights are issued by the state and are recognized and accepted by the country.

②. Employees can freely sell or transfer property with large property rights without time restrictions.

③. The land for large-property houses is allocated or transferred by the state (that is, the local government), and the sales target can be anyone.

④. After purchasing a large property, the buyer can freely use, sell or transfer it without paying any fees.

Risks of buying a house with small property rights

1. Lack of "Five Certificates"

If you don't have the "Five Certificates", you cannot apply for a real estate certificate. It has no property rights and is not protected by law.

2. It is difficult to compensate for demolition

As long as the relevant approval procedures are completed in accordance with the law, it is a legal building. However, it does not rule out that illegal buildings outside the scope of government regulations are likely to be demolished if they conflict with national planning, and the owners will not receive compensation for demolition and resettlement.

3. Quality is difficult to guarantee

These houses are cheap and there is no one to supervise the quality of the houses. Some developers will cut corners in order to make money, which poses safety risks. This type of house is generally developed by the village where the land is located. In addition to the difficulty in guaranteeing the quality of the house and the after-sales warranty of the house, it is also very easy for problems to arise in the property management after moving in.

4. Houses with small property rights cannot be mortgaged or listed for resale

Since there is no formal property rights certificate, houses with small property rights cannot be used as mortgages or listed for sale. These are the things that home buyers need to pay attention to when buying a small property house.

5. Houses with small property rights cannot be mortgaged

Houses with small property rights cannot be registered with the real estate management department, so they cannot apply for mortgage and other rights. Without other rights, it is equivalent to Without a legal pledge to the bank, the bank loan cannot be approved, which means you need to pay a lump sum to buy a house.