What information does China Bank need to provide in stages of loving the family?

Provide ID card, proof of income, and asset materials to apply at the major business outlets of China Bank.

First of all, the type of customer application

1, mortgage customer of China Bank;

2. Regular employees in key industries (civil servants, finance, energy, transportation, teachers, lawyers, provident fund customers, large state-owned enterprises, etc.). );

3. China Bank pays customers;

4. Bank wealth management customers of China Bank;

5. China Bank has found high-quality customers.

Second, the product model

China Bank Garden Sub-branch will apply for a credit card of installment payment for faculty members with financial needs free of charge.

Extended data:

1, product features

To provide credit card installment products for individual housing loan customers and high-quality customers of Bank of China, and solve a series of consumer demands arising from their living conditions such as car purchase, parking space, furniture and household appliances, home improvement, house purchase tax, education, tourism and wedding.

2. Product characteristics

It has a wide range of uses, no down payment requirement, a maximum amount of 300,000 yuan, multiple installments, flexible use of funds, convenient and fast application, and easy realization of the ideal and desire for home. There is also a "double gift" of cash back in installments and giving away points.

3. Repayment method: credit card payment by installments, with equal monthly repayment of principal and interest.

4. Credit standard: 50% down payment for apartments and houses; Appraisal price (preliminary evaluation) *70%- scale of mortgage balance approval: generally, the total amount of family credit loans is 500,000 yuan as the upper limit, and the final approval amount is 500,000 yuan MINUS all credit loans under the name and the average credit card amount in the past six months. ?

5. The customer's income should cover the monthly repayment amount of all loans under his name and the monthly repayment amount of this family-friendly installment.

Phoenix. com-China Bank's love home installment business adds points to love.