Hotel apartment

I want to buy a serviced apartment, 50% down payment and the rest mortgage. This kind of loan is the most ...

Loan 168000 yuan. I found in Shenzhen that the repayment coefficient of 5.5% annual interest rate is 69. 17, and the loan will be repaid with equal principal and interest for 20 years. The monthly payment is16.869.17 =162,20. In 20 years, you paid 79,000 more interest. This is a general algorithm. Different repayment methods lead to different results. I hope I can help you.

2. I want to buy a serviced apartment, 50% down payment and the rest mortgage. The longest term of this loan is 10 years, and the current interest rate is 1 10%. Is that so?

Purchase a 0% mortgage for serviced apartments, the term shall not exceed 10 years, and the loan interest rate shall not be lower than 1. 1 times the interest rate of the same grade in the same period. The specific down payment ratio, loan term and interest rate level are determined by commercial banks according to the loan style; For 45% of "commercial and residential dual-use houses", the loan term and concession provisions shall be implemented.

3. What are the pre-sale conditions for serviced apartments?

The pre-sale of serviced apartments shall meet the following conditions:

1. has been registered in accordance with the law and obtained the real estate title certificate;

2. Obtain building permits and work permits;

3. In addition to paying the land price, the funds invested in development and construction have reached 25% of the total investment in the project budget and have been verified by certified public accountants;

4. The real estate developer and the financial institution signed the prepayment supervision agreement;

5. The land use right has not been mortgaged or has been released from mortgage.

4. I want to buy a hotel-style commercial and residential apartment now, and I want the full amount. Can't I get a loan?

For commercial serviced apartments, 50% down payment is enough, and 50% loan is also acceptable. The longest loan term is 10 year. If the property right of the house is a hotel or something, it must be paid in one lump sum. For example, the Yalong International Building in Pudong is a hotel, which must be paid in one lump sum.

I hope my answer can help you, please adopt it and wish you a happy life!