What kind of life experience is the monthly salary 10w?

Source | Qian Qi Workplace Story (qiqianZCWY)

Yesterday, I read a picture book of Beijing life with a monthly salary of 2-3w, written by a good friend Houchang Village youth.

Not long ago, I paid attention to a girl named "Shi Bie Bie" on Tik Tok, and told her life with an annual salary of 10 million. I also saw my friend Qu Weiwei talking about his life with an annual salary of one million in Tik Tok.

The most memorable details:

1 Friends with a monthly salary of 2-3w mainly spend money on their cars. They scrimp and save, and they can lend a helping hand when their friends are in urgent need. They live happily and don't feel rich, but their happiness index is very good. They didn't feel any problem in the future. If they want to buy a house, they can definitely buy it. What matters is their own growth.

The quality of life of people with an annual salary of10 million is really extraordinary. Independent luxury cinemas, drivers who go out to pick up and drop off, don't think wage income is very important. It is enough to invest in financial sideline to give themselves a sense of security. The profession itself is more about giving yourself a sense of accomplishment and a circle of contacts.

3 Programmers with an annual salary of one million, U said that there is no difference between their annual salary of one million and their annual salary of 400,000, because most of them focus on housing and education, and the quality of life itself has not changed.

Bloggers with an annual salary of one million love glamorous life, but they also have a deep sense of crisis, fearing that they will lose customers if they don't work. Dare not rest for a day, dare not slack off for a day.

These are the life brought by the annual salary in the eyes of different people.

Annual salary is a matter that really determines the quality and vision of people's spending.

Today, in this article, I want to share the story of millions of dollars a year around me and share some of my own experiences about making money.

YY is a little celebrity around me. To say that she is a little celebrity means that she was really popular for a while, but she soon disappeared. Now she has started a content company of her own, and she is worried about the new traffic every day.

She earns 50w a month and 500-600w a year. There are 20 people in the company. However, I only give myself 8000 yuan in change every month, and I will issue an invoice when I go out. You can buy all the money you can buy with the public number, saving costs.

To outsiders, YY has achieved great success. Some people joked that she is now the boss and made a lot of money. Only YY knows that if she is sick or absent for one day, it will affect the development rhythm of the whole company. Every time someone resigns, YY seems superficial and has negative energy for a long time in private. Why can't you keep people? Why are you such a failure?

YY has no partners and no funds. YY is insecure about recruiting partners. She wants to control the overall situation of the company, and the rest are middle-level. At one time, I was devastated because the middle-level resigned.

YY has no partners and does not understand the so-called capital market business model. She described her company as doing business. Doing business is to produce products well and then sell them. Therefore, she does not raise funds, nor does she suffer from the crime of capital eyes.

With the depression of the content industry this year, YY company has also been hit hard. YY said: If you can do it now, do it, if you can't. Anyway, make money first.

As for YY's food and clothing, it can only be described as saving. It is true that buying shoes is not out of love, but out of business occasions, which is a sign of cooperation.

Another good friend, CC.

CC is the co-founder of a head company. The company is very big, and it is also the boss of the industry. There are not only online stores, but also offline stores. There are hundreds of stores under the national line.

However, CC said that due to the economic downturn, the monthly salary of partners in 20 19 years is only 2,000 yuan.

The company also laid off many people. It's hard to imagine how a partner with a monthly salary of 2000 can survive in Beijing. But CC also has its own industry and its own investment hotel. In addition, all travel expenses will be reimbursed by the company.

CC is a girl. She doesn't like to buy designer bags and watches. Almost all the expenses are spent on going out to play. She has been flying at home and abroad. I seldom see her in China.

CC once had a famous saying: where a person spends the most money, there is happiness. Happiness lies not in having a bag and a watch, but in having a broader vision. If the place where you spend the most money is unhappy, you have to live in a different way.

A friend, HH.

HH is the CEO of a company that has raised over 100 million yuan, unlike YY. Because the team is excellent, the business makes money, and the monthly flow is above 5,000 W, the main work at this stage is to strengthen self-study, attend classes everywhere, socialize everywhere, make more friends and learn more knowledge.

HH pays himself a salary of 3,700 yuan, and pays himself social security and provident fund according to the minimum proportion. Don't ask him why he has so much money to give himself so little salary. The answer is attitude, giving investors an attitude towards the team. He is determined not to buy a house or get married, and to put all his time, energy and money on improving himself. He goes out to take a taxi with the company's Didi, buys things for his secretary to pay, and has a credit card to support his daily business trip.

HH seldom sits in the company, but mostly attends meetings, studies and socializes.

Especially willing to spend money to study abroad, spend 150w a year to study abroad and learn advanced management knowledge. He said it really made him feel that he was on the road to progress.

A friend, XX.

XX is a partner of a unicorn company, and pays himself 5w salary every month. He is a good partner of the financing enterprise that I see paying myself at present.

The name of XX is: Entrepreneurship itself is a way of life and fun, there is no need to suffer haha. I'm expensive myself. If I can't reach this income target, I will distract myself from finding money from other places, which is not good for entrepreneurship itself. Might as well just jump in.

XX is the entrepreneurial mentality I have ever seen. This is related to his previous ventures.

With a monthly salary of 5w, he owns the company's equity and lives in his spare time. He mainly explores shops. I just went to all kinds of interesting, fun and textured shops later. It was too lonely to go alone, so it took him a year to find a girlfriend. Now I am immersed in happiness every day.

XX doesn't play with watches or cars. The main expenses are spent on experiencing life, and the other is to support the family. All his brothers and sisters are at school and his mother is still at work. He gives them money every month.

Last good friend, FF.

FF is a rough experience around me. Earned 200w in stock trading, started a business, failed, went to work in a small company, and several small companies were unhappy, and then returned to work in a big company. Now after-tax annual salary100w.

But FF is in a hurry. She bought a house, a car, lives near the company and has a good job. Her boyfriends are CEOs, so she can afford LV, PRADA and so on.

When I met FF, she failed to start a business and went to a friend's company as a co-founder. At that time, her anxiety was that she didn't know what she was going to do, and she had not been freed from the pain of entrepreneurial failure.

Later, FF went to a startup company to do e-commerce, and chose to leave because of the high-level interpersonal S relationship. I give FF some advice. If you leave your job because of the demographic quality of the team, then a big company is a good choice, because the interview of a big company is really strict, and many unqualified people will be brushed off after one round, so the quality of the people you meet will be improved a lot.

Later, she made up her mind to return to work in a big company. In the first stage after coming back, she worried about money and thought about how to make more money every day. Let me introduce her to some Japanese friends who want to do foreign exchange. I once invested in a friend's small company.

Later, she was too busy to work. So she chose to end all the clutter and concentrate on her work. After focusing on my work, I began to feel anxious about promotion, and felt that it was difficult for me to get promoted in this environment. Together with my colleagues around me, everyone worked hard and felt that they were struggling in this environment.

FF is the one around me with high income and strong quality of life, but relatively low happiness.

Finally, talk about me.

I will talk about my income in several stages and the psychological condition of the corresponding living standard:

1 Just graduated for three years, Weibo Sohu Video Iqiyi, with a monthly salary of 5,000 to 30,000.

The biggest feeling is that the living environment is getting better and better, and people are becoming more and more confident.

I rented a family building in a hospital in Beijing when my monthly salary was 5 thousand. The family building is in the hospital yard, and the weather is low nearby, because the pedestrians coming and going are all patients. Don't dare to take a taxi when you go out, only dare to take the subway, and you can't surpass 25 yuan for lunch.

The most unforgettable time was when a partner was in Guomao and I was in Zhongguancun. My partner asked me why the taxi hasn't arrived yet. I said it was 18 stop because I took the subway. At that time, I felt lame, but I felt that it would take a long time to wait for reimbursement every month.

At that time, I liked brand-name bags very much and wanted to save money to buy LV Dior. At that time, I had a boyfriend whose monthly salary was twice that of me. Once on my birthday, he asked me what I wanted. I said, then send me a Dior lipstick. I can see that I wanted it so badly that I didn't even want to spend 300 yuan on a lipstick.

I moved from the residential building in the hospital to Huamao City when my monthly salary was 2 weeks. The good community in Beijing's Fifth Ring Road is far away from anywhere. It takes 40-50 minutes to go anywhere. The community is really good. The basement is a cinema, and you can go to the evening movies every day. At that time, the rent was nearly 3000 yuan.

At that time, I also had confidence in myself, because I earned two weeks a month by myself. At that stage, it was ok to buy bags, luxury goods and travel abroad to save money, mainly investing in books and clothing. Besides, I didn't really have many financial concepts at that time, so a lot of money was still consumed.

When I earn more than 30,000 yuan a month, I live alone in a house with two bedrooms and one living room 120 square meters, which is similar to the house in my hometown. The monthly rent was around 12000, and I was also a studio. That is the happiest house I have lived in Beijing for three years, because it is really similar to my home. The only thing that bothers me is the cockroaches.

Money really makes people feel happy and more confident. The tiny sense of happiness that can earn thousands more every month makes people feel really full of hope for the future.

Some real feelings of starting a business for two years range from a monthly salary of 30 thousand to an annual income of over one million.

In order to prove that I didn't brag, I took a screenshot of a salary card. Expenditure is mainly financial management and daily expenses.

What's life like with a monthly salary of 100 thousand? I currently live in a single apartment near the Fourth Ring Road in Beijing, with a monthly rent of 5,000 yuan, and walk from the company to work 15 minutes. The daily expenses are mainly books, classes, investments and meals.

There are basically no luxuries, but there are many skin care products.

Travel twice a year with a budget of about 2w each time. What makes me happiest in life is being able to participate in various activities, meet many friends and do many interesting things together.

It's been a long time, about two years, and it's really miserable.

The reason for the pain is: 1 I don't know if money can be earned continuously. 2 consider saving personnel costs and team costs. Rack one's brains for seeking new cash flow and market.

Let's talk about some successful examples of entrepreneurship. I don't know how to define entrepreneurship. I equate starting a business with having my own company+people+customers and making money. If you want to make a big market, there is no such pattern at the beginning.

It was an accident that I started my own business. At that time, I left iQiyi to sign a book sale. During the signing process, someone always came to me to do related corporate public relations projects. The first company, Yu Qian Culture, was born in this way, mainly serving business owners and doing corresponding corporate brand-related work.

The first time I succeeded, an overseas friend introduced overseas projects and earned 10w yuan. I was very happy and anxious at that time. Be happy that you have never seen so much money, but be anxious about whether you can continue to earn it in the future.

Later, because I had been doing courses and writing articles, vocational education became a source of income and began to have a large number of users. Books themselves were part of vocational education. Through a large number of college signing meetings and community consultation, I learned a lot about the market demand. So finally, in May 18, 18, I registered the company to do vocational education in selective power technology. At the same time, the business line of enterprise services has also turned into a one-stop marketing project team, and began to strictly sop, provide standardized products, match the corresponding data systems, improve the overall industrial efficiency, and repurchase users.

There are 25 people in the company now.

In this process, the biggest feeling:

1 I feel insecure about money and dare not spend it indiscriminately, for fear that I won't make so much money in the future. If you can buy a house, invest and manage money, then do it quickly.

If money can't create value, it will dry up. If money can't buy trust, can't buy faster progress, just pure enjoyment, it will soon be spent. I agree with a friend that elites spend 70% of their time on production and creation, while ordinary people spend 70% on production and creation. If I spend all my time, I will spend my limited money, so I have become a low-consumerist and seldom buy anything. Limited money should be used for study, appreciation and investment.

Team is very important. You need a good team to make more money. You can't do everything by yourself, but you must have a very good team that can do things seriously and create value seriously. In fact, money can easily make people feel insecure, but with someone to follow, it becomes different. People in the same industry are always more important than where they go. This sentence is not groundless.

Money makes people know more about the chain and value of business. Making money itself is actually creating value. When you can't make money, it's hard to admit that your value has been exported reasonably. So many times we must not just think about making money. More often, we have to think about how to create value for users and solve problems.

To make money, you will always understand a model first, then find like-minded people to realize this model, and then go out of the bigger market and benefit. So you have to know a lot of things first, and learning is more important.

Many people ask me which ones are happy and which ones are unhappy when my income gets higher.

I am glad that the value I created has been recognized by the market. Unhappily, in the initial management stage, I need to manage many things, which is very annoying.

About money and no money.

Many people are limited to superficial money, in fact, my view of money has changed a lot.

I think confidence comes from the recognition of the value created, and continuous creation can create higher value. And income is just a natural thing behind this logic.

Different people have different ways to contribute value.

It's definitely unpleasant to have no money, but it's really not worth it to be tired and lose one's prime.

After all, people make money just to be happy. If they end up unhappy, tired and injured in order to make money, then this method must be wrong.

I once wrote a point in my book: everyone's happiness in money is different. Some people are happy at 2000 yuan, some people are happy at 6000 yuan, and some people are happy at100W. You don't need to pursue higher wealth goals, just pursue what suits you.

Speaking of being suitable for yourself, I also want to say that it is more important to do what you can. I feel that all the pain so far comes from high goals and dissatisfaction with the present. Do what you can, earn money within your ability, and then constantly enrich your value and enhance your value. This is a virtuous circle.

Blindly pursuing excessive salary will bring you a huge burden, and then you will be upset, exhausted and not worth the candle. Inner strength is the most worthy of our protection.