Is it legal for hotels not to buy endowment insurance for employees?

If you are under 26 now, I advise you not to buy it, but you must pay the insurance!

Reason:

1: You are still young, and your retirement age is still far away! It is ok to pay 15 years. If possible, I hope to start paying at the age of 30! Too bad I can't! (I'm already on it) ~

2. Retirement is paid according to the standard of your domicile. If Guangdong pays more money than your hometown, you will lose money after retirement (like Guangdong locals, you pay a high insurance premium, but your salary is less according to your hometown)!

I used to think it was bad not to give me insurance. Later, I thought it was really useless to pay before the age of 30, and I had to deduct nearly 200 yuan every month. After a few years, many friends have lost all the insurance they paid before and don't want to pay any more.

For example, companies have to pay more than 400 a month (probably), and individuals have to pay nearly 200. If the company promised to give you 200 yuan every month and insure you a few years later, would you agree?