How much is the down payment for Ankang 1.3 million yuan house? 1.3 million yuan house mortgage?

If you are going to choose a house in Ankang, what is the down payment for a house of 1.3 million yuan? How much is the mortgage?

The current high housing prices make many people afraid of just needing it. Nowadays, many people have the need to choose a house, but they are unable to choose a house in full, so people choose mortgage loans to choose a house. Because the loan policies in different regions are different, it is necessary to master the local real estate policies, because only in this way can the funds on hand be arranged reasonably and used correctly. If you are going to choose a house in Ankang, what is the down payment for a house of 1.3 million yuan? How much is the mortgage? Let me show you the relevant information below!

For the purchase of the first home, the down payment ratio of the commercial loan shall not be less than 30% of the total house price, that is,1300000 * 30% = 910000 yuan, and the loan period shall be 30 years; Provident fund loans, the loan ratio can reach 80%, the loan amount is 600,000 yuan, and the loan period is 30 years.

If it is a second suite, it shall not be less than 50% of the appraised house price, that is, if the total house price is1300,000 yuan, the down payment needs1300,000 * 50% = 650,000 yuan; If the provident fund loans the second suite, the loan amount is 600,000.

With regard to the down payment and mortgage for choosing a house in Ankang, if you are going to buy a house of 6,543,800+3,000 in Ankang, you should prepare sufficient funds. The down payment is not a small expense, and the monthly mortgage should be calculated. Will it affect your quality of life in the next few years or even decades? The above is the content of Ankang housing loan I provided for you. I hope it will help you!