Which bank in Tangshan rented a safe?

The dragon and phoenix bracelets and grandma's jewelry stored in the bank safe deposit box are missing (Figure) 2011August1June 1 1:53 Dayang-Guangzhou Daily read the news I saw yesterday today? Ms. Deng, 65, told reporters that what she just saw on the news on August 7 did not expect to happen to her on August 8. She said that on August 7, she saw on the news that "a bank safe deposit box, grandma's jewelry is missing?" Later, I remembered that I also had a safe deposit box in the bank, so I was a little worried. On August 8, I went to Shuiyin Road Sub-branch of another bank to check my safe deposit box and found a pair of golden dragon and phoenix bracelets missing. In this regard, the bank said that the bank safe deposit box is rented and the bank is not responsible for the quantity and quality of the items in the safe deposit box. At present, Ms. Deng and her daughter have called the police. It is said that a pair of golden dragon and phoenix bracelets disappeared on August 7, and some media reported that in March this year, Ms. Tan, who lives in Huanshi East Road, Yuexiu District, found 9 pieces of gold and jade jewelry worth more than 30,000 yuan in the safe deposit box of a bank Guangzhou branch. Ms. Tan said that she had reported the case for nearly four months, but there was still no news of the loss of property. After the news was released, Ms. Deng, a 65-year-old citizen, was worried because she also rented a safe deposit box in Shuiyin Road Sub-branch of another bank. On August 8, she went to the bank to check her safe. As a result, she found a pair of dragon and phoenix bracelets missing. According to Ms. Deng's daughter Shirley, Ms. Deng rented a safe deposit box on June 1 this year, and put things in it on June 17, and never took them out. The safe is full of mother and daughter's jewelry, mainly gold, including two pairs of dragon and phoenix bracelets. One pair is intact, the other is damaged, and the one that is missing is intact. Other items in the safe are not lost. Shirley said that after the incident, the mother and daughter began to worry about whether they had made a mistake. The whole family rummaged through the cupboard many times, but couldn't find it. "And the jewelry has not been put in for two months, and I will definitely not forget it." Jewelry is put together by mother and daughter, so it is impossible to remember it wrong together. Shirley said that when the mother and daughter negotiated with the bank, the bank said that the bank didn't care what was in the safe, which was stated in the contract for renting the safe. The mother and daughter asked to see the surveillance video and were rejected by the bank. After going home again to find no results, Shirley can only report the case. Article 5 Party A is responsible for the safety and integrity of the safe deposit box, but not for the quality and quantity of the articles stored by Party B. Party A is not responsible for the deterioration, damage or force majeure of the articles in the safe deposit box. (Note: Party A is a bank and Party B is Ms. Deng. The victim questioned whether it was too simple to open the safe with two keys. Shirley said that according to the regulations, only the person who opens the safe deposit box can open it, and the bank staff and Ms. Deng also need a key. What she questioned was that the bank only confirmed it with the ID card, and then it didn't need to enter a password to open the cabinet, and the bank had said that if the key was lost, it could be replaced. It is difficult to ensure the safety of the safe without setting a password that only the customer knows. However, yesterday, the reporter consulted at Shuiyin Road Sub-branch of the bank as a customer and learned that a password was needed to rent the safe deposit box, but Shirley insisted that when Ms. Deng rented it, the bank staff did not prompt her to set the password. If the jewelry was stolen, why was only part of it stolen? In this regard, Shirley believes that if all thieves steal, the owner must call the police to investigate. If only one or two things are stolen, the owner may not make a fuss. Reporter's investigation: the loss guarantee clause of safe deposit box is vague. Should the bank be responsible for the loss or damage of the items in the safe deposit box? The reporter visited a number of bank outlets yesterday and looked at their safe deposit box lease contracts. It was found that some banks were vague about this issue, some banks did not mention anything, and some banks made it clear that they were not responsible. Banks generally don't ask about the items in the safe. This problem is stipulated in the contract of a large state-owned bank. If the safe deposit box is lost, damaged or deteriorated due to the gross negligence or intention of the bank, if the lessee can prove its value and content, the bank will bear corresponding economic compensation. Another large state-owned bank also stipulated in the contract that when the lessee's safe deposit box is stolen, lost, damaged or deteriorated due to the bank's establishment or management problems, the maximum compensation amount of the bank's responsibility is RMB 6,543,800+0,000. We are not responsible for the losses caused by other reasons. However, the staff of the two banks did not give a clear answer to what constituted the major fault, establishment or management of the bank. One of the bank staff told the reporter: "For example, if the bank's storage room is flooded, or someone is seen stealing in the video, it is the responsibility of the bank. Just like a customer says he can't see something, he may forget it himself. " For example, the lease contract of the bank mentioned in the news on August 7 did not stipulate the division of responsibility after the goods were stolen. Like the bank chosen by Ms. Deng, the contract clearly stipulates that the bank is responsible for the safety and integrity of the safe deposit box and is not responsible for the quality and quantity of the items stored. The bank is not responsible for the deterioration, damage or damage caused by force majeure of the items stored in the safe deposit box. Bank response: The bank didn't ask about the contents of the box yesterday. The reporter accompanied Shirley to call President Hu of Shuiyin Road Sub-branch. President Hu said that when a customer rents a safe deposit box, the bank will not look at it, nor will it count what the customer puts, unless it is flammable, explosive or illegal, the bank will intervene. The bank only provides customers with a place to put the safe deposit box, which is equivalent to renting it to customers, and the fee charged is rent. The bank vault has 24-hour monitoring, but it only monitors who goes in and out, not what is in which box. President Hu said that due to strict bank supervision, similar incidents have never happened in this branch. Shirley questioned why the safe can only be opened with a key, and there is no password, but the key can be made separately in the bank. President Hu did not directly respond to why the staff did not prompt Ms. Deng to set the password, but she said that if the customer lost the key, it would take a complicated process to reissue it at the bank. "It's not as simple as having a key at home." She said that since Ms. Deng has handed over the problem to the police, the bank will fully cooperate with the police investigation. Lawyer's statement: Notarization should deal with the overlord clause. Liu Hua, a lawyer of Guangdong Zengfa Law Firm, said that when a customer rents a safe deposit box, he signed a lease contract with the bank, not a custody contract. If it is a custody contract, the bank needs to bear the obligation to return the restored items completely, but the lease contract does not. Liu Hua said that it is an "absolute overlord clause" for the bank not to take responsibility for the loss of items in the safe deposit box in the contract, and at present, the bank has not clearly stipulated the safety protection standard for the safe deposit box. In this regard, third-party notarization is a better way to deal with it, but it is troublesome to have a notary present every time the box is opened, which is suitable for more expensive items, and the items with average value cannot withstand such tossing. In addition, some banks stipulate in their contracts that if the items put in the safe deposit box by the lessee exceed the maximum amount paid by the bank, they must check with the insurance company and insure themselves.