How to get startup capital

How to obtain entrepreneurial funds. For many entrepreneurs, the initial funds for starting a business are not very sufficient, or even the budget is too low. As a result, after a period of operation, the company does not have enough funds to operate. At this time, it is necessary to find some Funded. For example, Alibaba is so famous and has such a huge scale. Now it is naturally not short of money. At that time, Jack Ma also visited many companies to obtain financing in order to inject funds. This shows how important sufficient funds are to the company's operations. Next, Brother Qi will introduce some ways for entrepreneurs to obtain funds:

1. Venture Capital

In the eyes of many people, venture capitalists have a magical " "Money bag", the money that falls out of that "money bag" can allow entrepreneurs to sit on Aladdin's "magic carpet" and fly into the sky. However, venture capital is a high-risk, high-return investment. Venture capitalists enter entrepreneurial enterprises in the form of equity participation. In order to reduce risks, they will exit the investment after achieving the purpose of adding value, and will not be tied to the entrepreneurial enterprise forever. Moreover, venture capital prefers high-tech startups.

2. Bank loans

Bank loans are known as the "reservoir" for entrepreneurial financing. Because banks have strong financial resources and most of them have government backgrounds, they are very popular among entrepreneurs. "Mass base". Judging from the current situation, there are four types of bank loans:

1. Mortgage loan, which refers to a loan method in which the borrower provides a certain amount of property to the bank as collateral for credit.

2. Credit loan refers to a loan issued by a bank based only on its trust in the borrower's credit standing. The borrower does not need to provide collateral to the bank.

3. Guaranteed loans refer to loans issued with the credit of the guarantor as a guarantee.

4. Discount loan refers to a loan method in which the borrower applies for discount from the bank with unexpired bills to provide funds when the borrower is in urgent need of funds.

3. Financial leasing

Financial leasing is a credit method with financing as the direct purpose. On the surface, it is borrowing things, but in fact it is borrowing capital, and it is paid in installments in the form of rent. repay. This financing method has the following advantages: it does not occupy the bank credit line of the entrepreneurial enterprise. The entrepreneur can use the equipment after paying the first rent without having to invest heavily in purchasing equipment. In this way, the funds can be transferred to the places where the money is most urgently needed. .

4. Private Capital

With the encouragement and guidance of private investment by the Chinese government and the improvement of marketization of the national economy, private capital is gaining more and more room for development. . At present, my country's private investment is no longer limited to the traditional manufacturing and service industries, but has "fully blossomed" in infrastructure, science, education, culture, health, finance and insurance and other fields. For entrepreneurs who are worried about "finding money", This is undoubtedly "good news". Moreover, the investment operation procedures of private capital are relatively simple, the financing speed is fast, and the threshold is low.

In short, when the company is in difficulty, if there is a sufficient capital injection, it can solve the company's urgent needs and allow the company to survive the cold winter period. Therefore, before starting a business, if you find that the funds are not enough, you must do it as soon as possible. Find ways to raise funds, money can help you tide over temporary difficulties, but the key to a company's survival is its business methods and profitability.