Traditional Culture Encyclopedia - Photography major - What does it mean to buy a car for 60 thousand for two years without interest?
What does it mean to buy a car for 60 thousand for two years without interest?
Buying a car is 60 thousand interest-free, which means you can borrow 60 thousand yuan interest-free for 2 years and 24 months But this kind of operation usually gives you the interest in the loan service fee, and then increases the price of the car itself. In the end, car buyers still suffer, so I personally suggest that this matter be handled with caution. After all, there is no such thing as a free lunch.
Second, what does it mean to buy a car for two years without interest?
Buying a car for two years is interest-free, that is, the user borrows money to buy a car and chooses to borrow for two years, so the user loan is interest-free. After the loan term expires, the user only needs to return the loan principal. Generally speaking, some models of 4S stores will have interest-free loans, and the vehicles that users want to buy have interest-free concessions, so you can consider whether to buy a car by stages. Of course, although buying a car by installment is interest-free, 4S stores need to charge a handling fee, and they need to buy all insurance in the first year. Users can carefully consider whether it is cost-effective to pay interest-free installments. What kinds of car insurance must I buy? Auto insurance is mainly divided into compulsory auto insurance and commercial auto insurance. Compulsory auto insurance refers to compulsory insurance, which is required to be purchased by the state. If you don't buy it, you won't go on the road, but you have to have an annual inspection. Commercial auto insurance is freely selected by the owner according to the demand, which is mainly composed of main insurance and additional insurance. 1. Type of auto insurance 1. Compulsory traffic accident liability insurance is compulsory insurance purchased by the state. It is illegal to drive on the road without buying compulsory traffic insurance. Caught by the traffic police, the vehicle was detained and fined. In addition to the compulsory insurance required by the state, what other commercial auto insurance is the best configuration before going on the road? Car damage insurance is responsible for compensating the loss of our vehicles. It is inevitable that you will bump into each other when driving every day. Even if I can't stop, I'm afraid of typhoons and floods. The insurance proposal is all risks, that is, how much the vehicle is worth and how much insurance to buy. 3. Third party liability insurance, referred to as "three liability insurance" for short, is a supplement to compulsory insurance, which pays for the direct loss of life or property suffered by a third party in an accident. Because the maximum liability limit of compulsory insurance is 1.22 million, it is not enough to pay compensation through compulsory insurance when there is a traffic accident in which luxury cars collide or cause heavy casualties. If the vehicle is stolen for more than 60 days, you can get a claim. This car insurance is suitable for car owners who have been parked on the roadside for a long time and the local security is not good. 5. Vehicle personnel liability insurance Those who often drive and often travel with family and friends, novice drivers or network car drivers also recommend buying vehicle personnel liability insurance. 6. Car damage insurance and three liability insurance without deductible will set different deductibles according to the accident liability. If the owner wants to reduce the loss, he can buy additional deductible insurance and transfer this part he has to bear to the insurance company again. 7. Scratch insurance is often parked outdoors or in many places in Xiong Haizi. It is recommended to buy. Second, the auto insurance configuration scheme is not certain, and many additional risks can be selected according to the individual needs of the owner. I list two kinds of high-end cars/niche cars here: compulsory insurance, three liability insurance, car damage insurance, excluding deductible insurance and separate glass breakage insurance. These cars have high value, high vehicle parts ratio and high maintenance price. Its insurance can be purchased on demand. Low car price: compulsory insurance, three liability insurance, car damage insurance, excluding deductible insurance, and other types of insurance can be purchased as needed.
3. What does it mean to buy a car and enjoy interest-free for 2 years?
A friend of mine just bought a car in Shenzhen, bought it in Shajing and gave him an Apple mobile phone and a computer.
4. What does it mean to buy a car for 60 thousand years without interest?
That is, part of the down payment, the remaining 60,000 yuan will be paid off in two years without interest, 60,000 yuan will be paid off in two years, and 30,000 yuan will be paid back in one year 12 months.
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