65-year-old single man, pension 3 100, deposit 60 thousand, can rest easy?

It depends on your city and local consumption level. If you are in the countryside, your monthly pension is 100 yuan, and you have no savings or even debts, then you can rest easy.

If you are in a first-tier city in the north, Guangzhou and Shenzhen, your living standard is high and your consumption is high. Compared with those old people whose retirement salary is eight or nine thousand yuan and their savings are millions, you can't sit back and relax.

65-year-old single male, pension 3 100, deposit 60,000. This condition cannot be said to rest easy. If you are healthy and able to work, you still have to find a job. If you work for another five or eight years, you must save at least 200 thousand. By then, the salary will also rise to about 4000 yuan. In this case, we can have a certain ability to deal with issues related to old-age care. But according to higher standards, deposits should be doubled, otherwise it is difficult to sit back and relax.

It is said that young people are born not afraid of tigers. Now you are a single old man, 65 years old, and you are so bold.

This amount can only be considered as a subsistence line. One day 100. What can you eat?

In a world where eating and drinking alone can't satisfy the elderly, there are always things to play with, such as traveling, which costs money.

I have seen some tour groups offer round-trip express 100 yuan, and they can also stay in several-star hotels and eat and drink for free. As a result, the old man signed up for the tour group, but was tricked into going shopping by the tour guide and took out thousands of dollars.

Is the old man stupid? Don't!

Because I didn't have much money in my pocket and wanted to travel and go out to play, I entered the routine.

Therefore, 3 100 pension can only meet the needs of food and clothing and simple travel, not to mention the quality of life.

Compared with those pseudo-middle-class people who have houses and cars, the 60,000 deposits of the elderly are huge.

Many fake middle-class people can come up with100000 cash, which is very valuable, and they are often poor after repaying the loan.

But is this 60,000 really invincible?

I don't think so. That's because the old man hasn't met anything yet. Only when he meets it, will he understand how pale and powerless the 60 thousand deposit is.

My mother was seriously ill in hospital a few years ago and had social security. If nothing else, the part that cannot be reimbursed outside medical insurance alone is hundreds of thousands. Was the 60,000 deposit at that time useful?

As the old saying goes, being 70 years old means that 70 years old is a hurdle. If you can live a few more years, you can only regret it if you can't.

The old man is 70 years old, and his physical condition depends on his constitution. Good health, no disease and no disaster, and enjoy your old age. Weak constitution entered the hospital and resigned.

Therefore, a 65-year-old single old man, with a pension of 3 1000 and a deposit of 60,000, can only say that he can rest easy and be safe for the time being.

However, this disease is beyond the control of the elderly. When it comes, the only way is to smash it with money.

Therefore, I think.

Savings are still not enough, and the elderly still need to work hard. The pension is 3 100. Try to save 2,000 yuan, and strive to save more than 20,000 yuan every year, and strive to reach 200,000 around the age of 70.

According to the calculation of 200,000 yuan, deposit medical insurance can basically cope with general serious diseases. Of course, this means once, not many times.

Preventing problems before they happen is the king. Saving more money today will make you spend more and feel more confident after 70.

Perhaps, this deposit may not be useful, but at least it can achieve what you call "sit back and relax."

This problem is very common. Many retired people have a pension of around 3,000 yuan and no savings. They feel that they have nothing to worry about now, and they can rest easy in the future. In fact, this is a wrong view!

Having enough food and clothing now means a miserable world of semi-self-care or non-self-care in the future! At that time, I really needed a lot of money, and I needed the company to serve myself.

So I suggest that your current pension is 365,438+000 yuan a month. Besides eating, drinking tea and eating fruit, you should try to save as much as possible. You should deposit at least 1800 a month, 22,000 a year, and 15, 300,000 a year. Add the current 60,000 yuan and the interest in the process of saving, and you will have 400,000 when you are 80 years old. At that time, your pension is estimated to rise to about 5500 a month.

With this condition, you can live an ordinary life and sit back and relax.

First of all, with a pension of 3 100 yuan, life is basically guaranteed. Money works better than anything else. If the elderly are healthy, they don't need to go to the hospital, and the basic living expenses are more than enough. After all, cooking and eating at home doesn't cost much. You can still make a surplus every month if you are careful.

Secondly, the deposit of 60,000 yuan is not too much, but it is also urgent enough. I usually take good care of my body and won't get seriously ill. You can rest assured.

When you get old in the future, you can't take care of yourself, and life will have no quality. Then I'll kill myself. All roads lead to the same goal, everyone has this day, and it is best to find a way to delay it for decades.

Accidents in life are inevitable. If you worry about this and that all day, it is not worth disturbing your mood. People should learn to be content and manage their emotions.

For the unpredictability of the future, "cross the bridge when you come to it." Now have a day and have a good time.

If I have a house, money and a wife, I am not afraid of anything. If you are afraid of exchange, you are not afraid of anything. [Yi tooth] [Yi tooth] [Yi tooth]

This kind of pension and this kind of deposit can also be regarded as the conditions of ordinary working class, which is basically the case for ordinary families. I can't say whether I can sit back and relax. First of all, I'm not seriously ill. If I have a minor illness, I have medical insurance reimbursement. If I get seriously ill, this savings will not be enough. As a common people, I can't sit back and relax, I can only wait. To tell the truth, I am afraid of getting sick when I am old, and I am afraid of having no money when I am sick, so I have to save money when I am old, not afraid of 10 thousand, just in case. I think that's what old people think.

Poor thing! Live a good life

Only food and clothing, that is, food and clothing is a level, and you can never feel at ease. If you have a monthly pension of 13 100 and deposit 600,000 yuan, you may be basically at ease!

As the old saying goes: no illness, no money. A pension of 365,438+000 can get by, and a deposit of 60,000 can only pay the nanny's salary for one year if she is sick and can't take care of herself. Can you sit down and relax?