Reader 20 16 16 How can we make money today?

Learn to use capital thinking

In the era of capital economy, a "lever" was added on the basis of market economy. In physics, the function of "lever" is to use "arm of force" to amplify "force", so as to pry up objects with greater mass. With this lever in the economy, its activity space and flexibility are greatly enhanced, which is also called capital thinking. In the future, China people must deeply understand and use the tools of capital thinking.

If you want to learn capital thinking, you must first understand what capital is. Does capital just refer to money? No, capital is the right to control resources. By controlling resources, we can bring more control, optimize the allocation of social wealth and maximize social efficiency through capital operation, which is called capital operation. This is the social value of capital operation.

The essence of capital thinking is structural reorganization, that is, the molecules of resources are adjusted in time and space and structure, thus producing the value-added effect from graphite to diamond. Macro-capital operation is to reorganize the resources of the whole society. For example, the reorganization of state-owned enterprises in China will greatly change the economic structure of China and improve the operational efficiency of the whole society.

Economically speaking, there will only be three types of people in the future society: first, resource people. They are the most direct owners of resources and live by selling their own resources, such as farmers relying on cultivated land, workers relying on physical strength, doctors relying on technology, writers relying on works, teachers, lawyers and so on. Second, configurator. It doesn't matter who owns the resources, the key is to have the distribution right of the resources. This kind of people earn money by allocating resources and engage in the input, integration, operation and output of resources, mainly entrepreneurs, and entrepreneurs also belong to this category. Third, capitalists or investors. They are farthest from the resources, but all the resources are under their control. They just hide behind the scenes and play the operation game. Venture capitalists belong to this kind of people, such as Sun Zhengyi's investment in Ma Yun and the listing of Alibaba, which made him a great success.

Capitalists have no borders. They can control the flow of global resources through the financial system and control a large number of other people's assets. The key to seeing how much energy a person has is to see how much resources he can allocate.

According to these three different role-playing, how can individuals gain wealth in the future? There are only three channels: selling resources, allocating resources and mastering capital.

1. Resource owner

Resource people live by selling their own resources, that is, the skills of resource people, that is, time and physical strength, which is also the most distributed group in society.

Therefore, ordinary people can only work in one enterprise and get wealth by selling their own resources. Ordinary people have similar time and energy, and the resources they can sell are similar, so in order to sell their resources at a good price, they can only improve their skill level and proficiency.

Reading is a common practice at this time, which is why parents want their children to study hard, and why graduates of Tsinghua Peking University generally have higher starting salaries than those without academic qualifications.

But now the skill differences brought by diplomas are getting smaller and smaller. There is no essential difference between ordinary students in one school and students in two schools. On the contrary, the added value is not as high as that of some technical school graduates. This is because the former has a large number of people, while the latter has a small number, and the latter pays more attention to practice. The relationship between supply and demand determines the price of resources, so the theory of "reading is useless" is popular.

Therefore, if you are just an ordinary person, you can either gain higher and rarer skills through reading, or love thinking and being a man, and improve your practical ability through a lot of practice.

In addition, for resource users, there are natural rare resources, such as appearance. Good-looking people can get more benefits in their daily marriage, work and life; If you are good-looking and lucky, you can also enter the entertainment circle. After becoming a star, your own resources will become scarce, and the price of resources will be much higher than the average person!

However, all ordinary workers, white-collar workers, professional managers, and even the "working emperor" Tang Jun, all kinds of stars, belong to resources. These people are characterized by limited wealth. Sometimes they work hard all their lives, but when they encounter a serious illness at home, they almost collapse. Some people have to work three jobs to support their children and take care of patients, which is very bitter. No matter how much money a professional manager earns, there are several. Some washed-up stars are not as good as ordinary people.

2. Configurator (business owner)

Such people are not the direct owners of resources. They often design the allocation of resources through their brains and make money by optimizing resources. Entrepreneurs fall into this category.

According to the definition, an entrepreneur is a person who is engaged in organizing and managing resources and taking operational risks. The income of an entrepreneur is directly proportional to his efficiency in allocating resources, and there is no upper limit. But at the same time, we have to take risks for our own resource allocation, and the lower limit is bankruptcy. Why do many people want to start a business? Because they want to climb from the first type to the second type. Once you upgrade from a resource to a configurator, it means that you don't have to sell your skills, start managing your own thoughts and wisdom, and realize personal and economic freedom, thus realizing personality freedom.

But not all resource owners are suitable for starting a business. They should have certain culture, vision, courage, innovation, opportunities and capital. Distributors are the most important group in society. Their quality and quantity determine the efficiency of resource allocation in a society and represent the level of productivity. Configuration personnel need to be innovative. The so-called innovation is their control and deployment of new products, new markets, new production methods, new organizations and new sources of raw materials.

There is a need to mention the upgrading of entrepreneurs in China. More than 30 years ago, China began reform and opening up. The environment was the best opportunity at that time. People who boldly venture out become entrepreneurs even if they have no education or knowledge, which is caused by the environment at that time.

With the deepening of reform and opening up, great changes have taken place in China. At this time, higher requirements have been put forward for the quality of entrepreneurs. For example, in Europe, America and Japan, entrepreneurs are always the elite of society. In China, it is difficult to become a distributor of social resources without certain cultural accomplishment, ideal pursuit and deep understanding of innovation. Therefore, entrepreneurs in China are upgrading, some "post-90s" entrepreneurs come into our field of vision, and many old entrepreneurs gradually withdraw from the historical stage, which is the inevitable development of the times!

3. Capitalists (behind the scenes)

The wealth of this society seems to belong to scattered resources, but in fact it belongs to distributors. But in essence, they all belong to capitalists!

A capitalist is defined as a person whose business is capital operation. The biggest difference between capitalists and entrepreneurs is that capitalists do not directly participate in the operation and management of enterprises, but manipulate the macro ideas of enterprises behind the scenes. The products of enterprises are all kinds of fast-moving consumer goods, and the products of capitalists are all enterprises. Take the future of the enterprise into your own hands through investment, shareholding, merger and reorganization. Masayoshi Son invested in Jack Ma, an entrepreneur and a capitalist. Masayoshi son has n Ma Yun in his hand, making him the richest man in Japan. For example, Buffett specializes in investment, manipulation and layout in his hometown. He is also a capitalist.

The United States is a free market economy, but why is it called a "capitalist" society instead of a "free market" society? Because in such a society, capital is the standard to measure and decide everything.

One company once said that it never does research and development, but let those small companies in the market do it. Once they succeed, they will spend money to buy it. Those companies don't sell, so they spend money to dig up a few core people in this company.

If you have a capital of 654.38 billion yuan, you can spend 654.38 billion yuan to hire the smartest people in this country and change your capital from 654.38 billion yuan to 200 million yuan. You'll make a lot of money in bed. And all this, just because you are engaged in capital operation, you only need to be smart and brave, do not need strength and time, and do not need to be beautiful.

Everyone desperately wants to evolve into a third person.

What we need to understand is that the third person earns more money than the second person, and the second person earns more money than the first person. So the first person is trying to evolve into the second person, and the second person is trying to evolve into the third person.

The third kind of people mostly evolved from the first or second kind. Although this evolution is getting more and more difficult at present, it is not completely hopeless, because it will be more difficult in the future. This is the reason why classes solidify and the mobility between classes decreases.

Everyone is trying to explore, some people succeed and some people fail. There are only two reasons: how smart your mind is, or how much capital you have accumulated.

You have come up with a plan to improve your mobile phone. You think this plan can make a lot of money, so you have to ask yourself, do you have the funds to run this plan? In the same scheme, both Samsung and Huawei can control more funds, hire better engineers and do better promotion. Are you sure you don't intend to reward these capital owners? Or is it a dead end that countless people have gone through?

You want to open an online shop, is there any capital promotion? Want to press the goods? Either you can't sell it at all, or you can sell it, and those more powerful sellers can eliminate you with the same product in a very short time.

At the same time, it also answered another question: there are thousands of ways to make money. Why choose part-time job?

The answer is: what can I do if I don't work? You think you can make money by doing something else?

How to learn from the first kind of people

Evolve into a third kind of person

Everyone knows that the third party makes more money, but not everyone can evolve into a third party. To evolve into a third kind of person, we must go step by step and eliminate innate resources.

The first step is to accumulate capital. Whether you are willing to work or make your own products (some people think it is starting a business), you must first complete the capital accumulation. This step is the most important, and it is also the time to give full play to everyone's imagination and strength, such as setting up a stall, opening a Taobao shop, making a website, making an app, speculating in stocks, doing overseas purchasing, opening a design room, selling meat buns, taking pictures of children and so on. There is no best, only better. In short, this step is to sell your network resources, depending on whether you can sell it-read more books, even if it is not for the diploma; How hard it is, as long as it's not selling health.

The second step is to make good use of capital and make money with it. How to make money with capital? For example, if you open a small restaurant at home, you can earn 10000 a month, but you need a chef. If you cook at a high level, the hotel will make a net profit of 6.5438+0 million yuan per month. If you hire a chef, it costs 8,000 yuan a month, and the hotel makes a net profit of 2,000 yuan. How do you choose?

Answer: please cook! In this way, as long as you can run another hotel with a monthly loan with interest of 1 1,000 yuan, that hotel can also make a net profit of 1 1,000 yuan (this hotel earns 2,000 yuan, interest of 1 1,000 yuan and net profit of 1 1,000 yuan). As for you, you only need to set aside 100 hotel in this way, and you can make a net profit of 65438+ ten thousand yuan every month, while you are traveling abroad and becoming a third person.

It is easy to understand that many people have been working, but they have not become the third kind of people. After the reform and opening up, many people still have no money, just because they are chefs, their sisters are waiters, and their mothers are in charge of cashier, that's all.

So, ask yourself how to become a third person, in a word: don't cook by yourself, hire a chef. If you can use capital to earn 1 yuan, it is more in line with capital thinking than selling your physical strength to earn 100 yuan.

Third, intelligence and capital, if you only have one of them, remember, if you want to find someone who only has another point to cooperate with, they are waiting for you!

In addition, even people with the same personality have different wealth. People who also sell their own labor or have the same capital have different mental and physical efforts and different gains. That is to say, two identical wage earners or two Wang Sicong, one who thinks hard and is willing to pay, the other who plays games and sleeps all day, the former still gains more wealth than the latter. However, if smart and diligent wage earners always compare with Wang Sicong who plays games and sleeps, they will add points to their lives.

Put your energy into doing one thing.

If you are an ordinary person, or think you are an ordinary person, but you are self-motivated, then it is better to be pragmatic and move forward in a down-to-earth manner.

There was once a public relations manager of a company whose son was 5 years old. She has to go to work, do housework and take care of the children every day. However, she has a second-class certificate of interpretation from the Ministry of Personnel and has the task of translating conferences around the world every month. She is also the tutor of this translation center.

She said that 10 years ago, she once read a survey report. If a person wants to master a skill and become an expert, he needs to practice continuously 10000 hours. At that time, she calculated that if she practiced for five hours a day and 300 days a year, it would take seven years for a person to master this skill.

She said, "Fortunately, I know what skills I want to master. I just need to get into it right away. I don't have five hours. I can only study for three hours every day. It's almost 10 years now. I think I have mastered this skill. "

For another example, The Beatles had participated in 1200 performances before he became famous. But why have you been a civil servant for 10 years or just a small clerk? Why did you cook at home for seven years, but instead of becoming a super chef, you found that your marriage had reached the "seven-year itch"?

That's because you have no energy and enthusiasm to practice a skill. You just read newspapers at work every day, deal with all kinds of trivial things online, and cook every day just to make the family run normally, without professional eyes.

Don't lament that you have no major after graduating from college. If you start from junior high school, even if you spend 2 hours learning a skill every day in 12 school education, there are only 7,200 hours in 300 days a year, and there is still a gap of 2,800 hours; Even if you keep practicing 1 hour every day after graduation, you still need 10 years.

Why are science and engineering people more likely to succeed? Because as long as you are a professional and do the same thing after graduation, it is 1 day for 8 hours of practice. These 2800 hours can be filled in just over 1 year. But for many of us, the job is not to practice skills, but to deal with trivial matters. In fact, we are wasting our lives.

The actions repeated every day are shaping you.

Maybe you will say, I am an ordinary person, I don't want to be a family, I just want a quiet life. That's just your illusion. Time is running out. Those behaviors that you repeat, repeat and repeat every day are shaping you. You don't want to be someone, but you are destined to be that person.

Five hours a day, if you spend it watching Korean dramas, turning over your mobile phone and playing games, you will become a bystander in life after seven years. What you are best at is telling other people's stories of success and failure, but you can't find anything to say about yourself.

Spend 1 minute thinking about what you once wanted to do most, and then do it every day. After seven years, you will find that you can already make a living by these.

Even if you like shopping, it is stipulated that you should try shopping for three hours every day. You may feel happy at first, but every day, you will feel bored. If you persist, you will begin to doubt. What else can you find when shopping? What else can you do? Stick to it, after 7 years, you may become a fashionista, an image design expert, a street photographer and a clothing buyer. ...

How are you going to spend the next seven years, the next 10000 hours?