Industrial and Commercial Bank of China Air China Yin Zhi Peony Credit Card Puka (Visa)

Industrial and Commercial Bank of China Air China Yin Zhi Peony Credit Card Puka (Visa)

Car rental is available all over the world, so it is easy to accumulate exchange benefits. Flexible currency choice will take you all over the world and enjoy the mileage of golf reservation service, which is easy and affordable.

Card attributes: tourist card, airline card, theme card, visa, traveler, RMB and USD.

Annual fee: 100 yuan (free in the first year, free for swiping the card for 5 times or more than 5,000 yuan in the second year).

Annual fee for supplementary card: 50 yuan.

Withdrawal amount: 50%

Credit line: 0- 1 ten thousand yuan

Interest-free period: 56 days

Minimum withdrawal fee: 5 yuan.

Card introduction

"Air China Companion Peony Credit Card" is an aviation personal credit card jointly launched by China Industrial and Commercial Bank of China and China International Airlines Co., Ltd. "Air China Companion Peony Credit Card" includes the RMB credit card of UnionPay brand and the dual-currency credit cards of Visa, MasterCard and American Express. Visa and MasterCard brand dual-currency credit cards are RMB+USD or RMB+EUR, and American Express brand dual-currency credit cards are RMB+USD. "Air China Companion Peony Credit Card" is divided into three categories according to different credit ratings: platinum card, gold card and ordinary card. The cardholder of the primary card can also handle the secondary card for customers who meet the current card issuing policy of the Bank, and the brands of the primary and secondary cards are the same. "Air China Zhiyin Peony Credit Card" integrates the functions of ICBC Peony Credit Card and Air China Zhiyin Card, and adopts the form of one card with two numbers (credit card number and Zhiyin card member number). Cardholders can enjoy the rewards and services of Air China's frequent flyer program while using financial functions such as credit consumption, transfer settlement and cash deposit and withdrawal. Gift insurance: Yes.

eigenfunction

5. Value-added insurance services provide intimate protection. When Air China Yin Zhi Peony Credit Card customers swipe their cards to pay the full fare of commercial passenger mass transit or not less than 80% of the tour fare, the Platinum Card will receive the aviation accident insurance with a maximum value of 4 million yuan, the Gold Card will receive the traffic accident insurance with a maximum value of 6,543.8+0,000 yuan, and the Ordinary Card will receive the traffic accident insurance with a maximum value of 500,000 yuan, providing more intimate protection for customers. (For details, please click on the Change Insurance Service Manual and Traffic Accident Insurance Service Manual for Gold Cardholders and Ordinary Cardholders, and the Change Insurance Service Manual and Aviation Accident Insurance Service Manual for Platinum Cardholders. 6. it is inconvenient to travel and enjoy a worry-free journey. When Air China Yin Zhi Peony Credit Card customers swipe their cards to pay the full amount of business passenger tickets or not less than 80% of the tour fare, they will be given a free tour. Insurance amount for flight delay (more than 6 hours): domestic 500 yuan/trip, overseas 1 1,000 yuan/trip, totaling 5,000 yuan/year; Luggage delay (more than 6 hours) insurance coverage: domestic 200 yuan/time, foreign 500 yuan/time, a total of 1, 000 yuan/year; Insurance amount for lost baggage (more than 24 hours): 65,438 yuan+0,000 yuan/time in 500 yuan and overseas, totaling 5,000 yuan/year. (For details, please click to read the Change of Insurance Service Manual and Travel Inconvenience Insurance Service Manual) 7. Enjoy the golf reservation service. Air China Yin Zhi Peony Credit Card customers can enjoy 1872 golf 5S service, and easily enjoy the booking discount of 200 domestic cooperative clubs (20-70% discount) and the preferential price booking service of 2,300 golf courses in 30 countries and regions around the world. (1) Golf booking service provides 200 domestic cooperative clubs with 20-30% discount. Provide preferential price reservation for 2300 golf courses in 30 countries and regions around the world; Provide 400-888- 1872 service hotline, www. 1872.net website and wap. 1872.cc mobile phone golf channel service. (2) Golf tournament service can give priority to the 360-member tournament of 1872; (3) Golf information service is provided free of charge 1872 super mailbox service; Provide 1872 Life magazine at the production cost. (4) Golf products and services can enjoy preferential treatment of purchasing golf products at a discount of 3-7% from the market price. Provide all-round services for customer service hotline 400888 1872, online www. 1872.net and chain stores, such as ordering, purchasing, entity price comparison and distribution. (5) Golf tourism service provides 30 domestic golf tourism routes; Will soon open 3 1 country and region golf boutique tour route service; Tailor-made domestic or overseas golf free travel for you to meet the various needs of customers. 8. global car rental drives the world overseas. Air China Companion Peony Credit Card customers can enjoy a 10% discount when renting a car in Hertz, and they can also accumulate 400 Air China miles every time they rent a car effectively in Asia. In stores outside Asia, you can accumulate 800 Air China miles for each effective car rental, and you can apply for Hertz # 1 club membership for free, and enjoy fast service in Hertz global stores! From now until June 10, 2009 to June 3 1 day, 2009, you can enjoy more discounts if you rent a car for seven days or more in the following countries: American car rental: 15% discount on the basis of "Hertz preferential price". Car rental in Europe: enjoy a discount of 20 euros for a minimum of 7 days, suitable for vehicles with small cars and above. Cardholders need to call hertz reservation center 400888 1336 24 hours in advance to enjoy the above benefits. ICBC website: www.icbc.com.cn ICBC 24-hour customer service hotline: 95588 Air China bosom friend website: www.phoenixmiles.com Air China bosom friend customer service hotline: 4006- 100-666.

Credit card discount

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Food shopping hotel booking beauty sports car service

Application conditions

Individuals who have reached the age of 18, have full capacity for civil conduct, have a legal and stable source of income, and have a good credit status can apply for a personal credit card master card with their valid identity documents.

service charge

Premium rate

Minimum repayment ratio: 10%

Daily interest: 0.05%

Late payment fee ratio: 5%

Withdrawal fee rate: 0%

Excess cost ratio: 5%

Overpayment of recovery fee: free%

service

Minimum repayment: 0 yuan

Minimum late payment fee: 1 yuan.

Minimum overrun fee: 1 yuan.

Minimum overpayment of restoration fee: 0 yuan

Loss reporting fee: 20 yuan

Card exchange fee: 20 yuan

Supplementary password fee: 0 yuan

Overseas/overseas

Foreign currency unit: USD

Foreign exchange handling fee:%

Proportion of overseas cash withdrawal fee: 0%

Minimum handling fee for overseas cash withdrawal: USD 0.

Overseas emergency loss reporting fee:/USD

Overseas emergency card replacement fee:/USD

Transaction method: signature+password

Tip: The final credit card limit is subject to the approval result of ICBC.

pay by Installments

Temporary storage type:

Bill installment payment

Application amount:

Initial amount: RMB /HKD 600 yuan, USD/EUR 65,438+000.

Application time:

The day after the consumer transaction is recorded in the account to three working days before the due repayment date of consumption.

Application method:

1. Call ICBC customer service number: 95588, and transfer to manual service to apply for credit card installment payment;

2. Handle the installment payment directly at the nearby ICBC outlets.

Number of installments and rates:

The monthly rate is for a period of several days, and it is a one-time rate.

Stage 3: 0.55% 1.65%

6 cycles: 0.60%3.60%

Nine issues: 0.60%5.40%

12: 0.60%7.20%

18: 0.65% 1 1.7%

24 periods: 0.65% 15.6%

Handling fee deduction method:

One-time charge or monthly installment charge

Provisions on advance payment:

You must pay the remaining principal and installment fee in one lump sum.

comprehensive

Integral policy: 1 yuan 1 integral.

Integer multiplication: Yes

Period of validity of points: long term

Period of validity of points:

ICBC credit card points are valid for 2 years.

Integral accumulation rule:

Every consumption of 1 yuan is 1 minute, consumption of 1 Hong Kong dollar is 1 minute, and consumption of 1 dollar is 8 points, excluding the shortage of 1 yuan.

Integral query method:

1. Check the detailed credit card points through the credit card statement;

2. Call the customer service telephone number of ICBC Credit Card Center: 95588 for manual customer service inquiry;

3. Log in to China Industrial and Commercial Bank for personal online banking inquiry.

Points exchange method:

1. Log in to China Industrial and Commercial Bank's personal online banking to redeem gifts directly;

2. Redeem the credit card points of China Industrial and Commercial Bank at the designated business outlets of China Industrial and Commercial Bank.

Points redemption mileage:

Every 65438+100,000 credit card points =500 air miles Note: The basic exchange unit is 500 miles or an integer multiple thereof. Make active

1. After the ICBC counter is activated to receive the credit card, you can bring your valid ID card, credit card and password letter to the local ICBC branch counter to open the card. If you pick up your card at the local ICBC credit card center (not by post), you can open it on the spot. Opening a card at the counter will be guided by bank staff. The process is simple. Just fill out the form and give the information to the staff. If you forget to bring the password letter when you go to the business outlet, you can do a "password reset" before opening the card (this service is free) and then open the card. In this way, the card can only be opened normally at the local ICBC counter where the credit card is applied, and it cannot be opened at different outlets. 2. Customer service telephone activates the cardholder to use the telephone number and mobile phone number filled in when applying for a credit card to access the ICBC customer service hotline to open the card. Dial: 95588 to "6" international card service, select the required service language according to the voice prompt, and press "3" to enter the ICBC credit card service. Then press "2" to enter "card activation", and enter personal information such as credit card number and valid certificate (ID card) number according to the voice prompt to successfully open the card. You can set the consumption password after opening the card. Three. Online Banking Activation Log in to personal online banking from ICBC official website, and enter Peony Card Activation under "Bank Card Service". Enter the card number, card validity period, cardholder's name, certificate number and other related information, then click the OK button, and finally set the credit card password and confirm it to complete the opening of ICBC Peony Credit Card.

pay back

☆ ICBC online repayment >>

The applicable conditions of repayment channels are supported by the entry of regional handling fees.

The bank launched online banking, and online banking entered 452 free of charge nationwide.

Fast money online payment bank card nationwide free 3 days input 2 15.

Alipay online payment bank card is free to enter 345 on the same day or the next day.

Tenpay online payment bank card is free nationwide. Enter 206 the same day or the next day.

Shengfutong online payment bank card is free to enter the next day nationwide 168.

19pay online payment bank card will be obtained nationwide for free for 2 days.

☆ repayment by ICBC branch >>

The applicable conditions of repayment channels are supported by the entry of regional handling fees.

Automatic Transfer Binding ICBC Debit Card National Free Real-time Access 353

The bank's ATM debit card is free to enter 240 nationwide.

The bank's cash deposit and withdrawal machine is free to enter 208 nationwide.

For handling cash or debit cards at the bank counter, you can call 190 nationwide for free.

Buying cash or ICBC debit cards at the counter is free of charge nationwide 188

The bank's smart terminal UnionPay debit card is free nationwide. Real-time 169

Lacarra UnionPay Debit Card nationwide charges 2 days to enter 198.

See Line 0 for some fees charged by UnionPay debit card.

☆ Other repayment by ICBC >>

The applicable conditions of repayment channels are supported by the entry of regional handling fees.

Telephone repayment opens ICBC telephone banking nationwide free real-time 258

National charge for telegraphic transfer to tourist demand remittance 1-3 days 169.