Is it necessary to buy critical illness insurance at the age of 25?

For most people, it is very necessary to choose some serious illness insurance. After all, there is no way to predict risks, so in order to get more comprehensive protection for themselves, most people will choose to buy critical illness insurance to transfer risks.

So for the 25-year-old population, do you need to buy critical illness insurance? What should I pay attention to when buying critical illness insurance? Senior, let me tell you!

Before starting the assessment, you may want to know what role critical illness insurance can play:

What diseases does critical illness insurance cover? Don't buy these if you don't understand! 》

1.25-year-old critical illness insurance is necessary?

Critical illness insurance is to provide income loss and cover major diseases stipulated in the insurance clauses.

If the insured's illness is within the scope of the contract, the insurance company will settle a sum of money at this time. As long as you get the money for this claim, arrange it according to your own needs.

So why is it necessary for a 25-year-old to buy critical illness insurance? There are two main reasons for this problem:

1. The probability of people suffering from serious diseases is extremely high.

In fact, people are alive, and the probability of suffering from major diseases is as high as 72. 18%. The typical representative of major diseases is cancer. I believe everyone should have heard of it. Let's take a look at the latest national cancer report data from the National Cancer Center of the United States:

This data is terrible. Do you still feel sick far?

2. The cost of serious illness treatment is extremely high.

As shown below, cancer is a common representative of serious diseases, and the total cost of treatment is at least 300,000-700,000. Ordinary families can't afford so much money at once.

At this time, it also reflects the role of critical illness insurance. Not only the medical expenses can be guaranteed, but also the economic losses caused by illness can be compensated. Car loans and mortgages can also be used to help repay, and can also be used as daily living expenses.

There are so many critical illness insurance in the market, and senior sister has compiled an excellent list of critical illness insurance for everyone to see:

"Top Ten Hot Critical Illness Insurance Inventory Worth Buying! 》

If you think it's too much trouble to choose your own product, the following product with high cost performance is selected by senior sister, and then I'll analyze it with you.

Second, the recommendation of critical illness insurance suitable for the 25-year-old population!

For the more popular critical illness insurance in the market, after continuous screening, Versailles plus products finally ranked first this time. What are the outstanding features of this product?

Not much to say, let's go to protect the map and learn about the specific protection of Versailles plus:

To tell the truth, it took my senior a long time to make the above list. To be honest, Versailles plus does have many guarantees.

Versailles plus can be both minimalist and full of security responsibilities.

The flexibility of Versailles plus is mainly reflected in its arbitrary collocation:

"basic compensation": death responsibility+serious illness protection+minor illness responsibility;

"Full Edition": death responsibility+serious illness protection+minor illness responsibility+cancer 3 times compensation.

You can choose the protection you want according to your current actual needs, and Versailles plus can be configured after considering your own situation:

& gt& gt The income is passable, so choose "basic payment": at this time, you can choose a combination product that provides protection for serious illness and minor illness, which not only completes the basic protection, but also balances the premium and has a higher cost performance.

& gt& gt For friends who are in poor health, choose the "full version": For friends who are in poor health, the probability of suffering from serious illness is also higher. Doing all the protection can effectively prevent the risk of serious illness. At this time, it is necessary to add three compensation for mild illness and cancer.

Some contents of Versailles plus products are given to you here first. If you want to know more, the following in-depth evaluation article is worth a look:

"Versailles plus critical illness insurance has returned heavily, and you must look at the in-depth evaluation before buying! 》

Write it at the end

I am an expert in insurance, focusing on objective, professional and neutral insurance evaluation;

If the above content has not solved your problem, you can also come to the official account of WeChat to learn to bully and say that insurance consulting me;

I give you the most professional advice based on many years of experience in configuring insurance for 10W+ families.

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