Research on Credit Card Points Redemption of Chongqing Rural Commercial Bank

At present, Chongqing rural bank has no integral exchange function.

Chongqing Rural Commercial Bank Integral Rules

Integral accumulation range

1. Cardholders can use Jiangyu Credit Card to conduct transactions, and the items that can accumulate points include: general debit consumption, mail order installment payment and flexible installment payment.

2. Items that cannot accumulate points include: real estate, automobile sales, wholesale, hospitals, schools, charities, payment, ship sales, transportation, government services, wholesale of large enterprises, tobacco distribution, insurance sales, insurance insurance, direct sales, pawn shops, county and township concessions-real estate and automobiles, county and township concessions-wholesale. It also excludes online consumption, cash advance, bank charges (including annual credit card fee, credit card interest and penalty interest, cash advance fee, overdue fee and other fees agreed in the Articles of Association of Chongqing Rural Commercial Bank and Credit Card (Personal Card) Acquisition Contract of Chongqing Rural Commercial Bank) and other items specified by the Bank's credit card center.

Cumulative mode of integral

1. If you use Jiangyu credit card to spend 1 yuan product, the minimum score is 1. The calculation date is the day after the bank bookkeeping date of this consumption.

2. The integral of the main card and the secondary card of Jiangyu Credit Card is combined and calculated, and the integral of the secondary card is accumulated to the main card.

3. The consumption points of Jiangyu Credit Card are valid throughout the year within the validity period of the card, and the points can be accumulated after renewal.

4. If the goods or services purchased by the credit card are returned for any reason, or the money is returned due to the purchase order dispute, or for other reasons, the bank will deduct the points originally obtained through this transaction.

Integral query

Cardholders can earn points in the following ways:

1, Jiang Yu credit card statement;

2. Call the 24-hour hotline of Jiangyu Credit Card for enquiry.