Taobao swipes the bill, asking for a positive photo of the ID card and binding the bank card number. Is there any harm? Seek an answer

It may be deceived and dangerous, and brushing the bill may affect personal credit information. Providing the front photo of your ID card and bank card number to others for use, knowing subjectively that others are engaged in illegal acts such as bill swiping, fraud, money laundering, tax evasion and online gambling, may constitute an accomplice. If you don't know the purpose of using the bank card subjectively, your personal credit may be affected and there will be legal risks.

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1. With the development of online shopping, a large number of "single brush legions" have appeared on online trading platforms such as Taobao, ranging from thousands to tens of thousands. After their "click", some online stores' web pages showed inflated sales and "favorable comments". According to the reporter's investigation, these "brush corps" are well organized and strictly trained. The sales volume and praise they "brush" by hand are confused with the truth, and they collect money in the form of commission per order. The online stores that provide "services" also attract more customers through these false sales and "favorable comments". In the end, only consumers are deceived. 2016 March 15, CCTV 3. 15 party exposed the online merchant's reputation incident.

2. Online stores attract customers by obtaining sales and favorable comments through "brush quantity", and pay commissions to "brush quantity corps" according to the price and quantity of goods. For Taobao shopkeepers, because there are too many sellers selling the same goods, even if the price is reduced, the sales effect is still not satisfactory. The most important thing is that sales can't go up, and guests can buy as much as they want. Online stores can only search for the top sales, which in turn can bring more sales to online stores. Forced by helplessness, many sellers get sales through "brushing". As a result, "brushing" has formed an underground industry. According to the price list provided by the billing agency, the main commission paid by the store is 1.8 yuan per product, and the price ranges from 0. 1 to 30 yuan. The higher the commodity price, the higher the commission. When the commodity price is between 200 yuan and 300 yuan, each commodity needs 8 yuan, and the commission price will increase by 2 yuan for every increase of commodity price 100 yuan in the future.

3. For merchants, if they trade 2,000 yuan a day, at least 200 yuan will spend on the bill. Xiao Jiu (a pseudonym), the owner of Taobao, said that it costs 40,000 to 50,000 yuan to "bill" every month to get on the homepage of Taobao search ranking. However, Xiao Jiu still thinks the money is well spent. "If you spend 1 yuan on online promotion, you can create more profits in 2 yuan. Reluctant to spend money, you can't earn a penny. " .

Operating environment: Taobao version 10.5.20.