What is the effect of making tablecloths like this with PhotoShop? I want to be my own flower-reflecting tomb

The texture on the picture needs material, and then it can be masked or transparent. (Solid color filters should also adjust transparency. )

Just use a gradient for the black part.

You need to find a good font before writing. The lighting inside is to put the same layer under the text to make a luminous effect. (Luminous effect is a ready-made function in PS)

Then cut the picture into the same shape. (You can drag to select. )