China Bank Credit Card Points Redemption Process

1. Bank of China personal credit card series: the cardholder accumulates 7 points for each consumption or withdrawal of 1 RMB/1 USD, and 1 4 yen 1 points. 2. Great Wall Business Card: Cardholders can accumulate 65,438+0 points for every 25 yuan RMB/USD 3 spent. 3. The points of BOC series credit cards under the same cardholder's name can be used together (except the points in the "Future Wan Li" plan of BOC Credit Card of Air China Companion); The main cardholder can apply for redemption separately, and the supplementary card must be combined with the points of the main card before the main cardholder can apply for redemption; Points of different cardholders (except supplementary cards under the name of the main card) cannot be merged. 4. The points of personal card of BOC series credit card and personal Great Wall official card under the same cardholder's name cannot be merged. 5. The corresponding points will be generated when each installment of China Bank series credit card transactions is debited to the account. 6. The following transactions or items are not included in the points of this activity: a. Various interest and handling fees stipulated in the credit card charter or collection contract of China Bank, including but not limited to annual credit card fees, cash withdrawal fees, overdraft interest, late payment fees, over-limit fees and other credit card fees; B. Credit card transfer, deposit (repayment), withholding, payment on behalf of others, credit balance return and Great Wall credit card cash withdrawal, etc. C. Merchant consumption with low discount rate or zero discount rate, including but not limited to real estate, automobile sales, wholesale transactions, public hospitals, public schools, government services, charities and public utilities; See the table below for the specific types of businesses that don't accumulate points. No. merchant category code merchant category name 1 1520 general contractor-commercial and residential building 2 70 13 real estate agent-real estate agent 3 527 1 RV seller 4 551truck dealer-sales, service and maintenance of new and used cars. Kloc-0/ truck dealer-dealer specializing in sales, service, maintenance, spare parts and rental of used cars 10 5598 snowmobile dealer10 5599 comprehensive operator of automobiles, airplanes and agricultural locomotives 12 5933 pawnshop13. 3 motor vehicle supply and spare parts (wholesaler) 14 502 1 office and business furniture (wholesaler) 15 5039 copying and microfilming equipment for building materials (wholesaler) 17 5045 computers and computer peripherals (wholesaler) 18 5046 business. 9 5047 Dental/Laboratory/Medical/Ophthalmic Hospital Equipment and Supplies (Wholesalers) 20 505 1 Metal Products Service Providers and Companies (Wholesalers) 2 1 5065 Electrical Parts and Equipment (Wholesalers) 22 5072 Hardware Sewing Supplies and Other Textiles (Wholesalers) 27 5 137 Uniforms for men, women and children. Kloc-0/39 footwear (wholesaler) 29 5 172 petroleum and petroleum products (wholesaler) 30 5 192 books, periodicals and newspapers (wholesaler) 365 438+0 52. Seedlings and flowers (wholesaler) 32 5 198 Paint and varnish supplies (wholesaler) 33 5998 Other wholesalers 34 8062 Public hospitals 35821Primary and secondary schools (public) 36 8220 Ordinary universities (public) 37 8398 Charity and social welfare service institutions 38 9222 Fine 39. Kloc-0/ 1 Tax 4485438+0 9399 Government services not listed in other codes (social security services, compulsory by the state) 42 9400 embassy and consulate fees 43 865 1 political organizations (government agencies) 44 921Kloc-0/court fees, including ) 46,5960 Insurance-Insurance Direct Selling 47,6300 Insurance Sales, Insurance Industry and Insurance Premium Note: 65,438+0. All consumer transactions belonging to the following categories of merchants do not participate in credit card points accumulation. 2. The listed merchant category code (MCC) and name refer to the relevant specifications of China UnionPay, and make corresponding adjustments. 3. Bank of China reserves the right to interpret the rules related to points. Other matters stipulated by the Bank of China. 7. The cardholder's online transaction or payment shall be conducted in accordance with the above-mentioned points accumulation rules; 8. During the cumulative points period, the points rewards for other activities launched by Bank of China will be implemented according to the specific rules of the activities.

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