Traditional Culture Encyclopedia - Photography and portraiture - Is TBCC digital currency issued by UnionPay?
Is TBCC digital currency issued by UnionPay?
Digital currency, the central bank, is the legal tender approved by the State Council. The central bank organizes market institutions to engage in the research and development of the central bank digital currency.
The digital currency of Bank of China can be simply called the digital version of RMB, which is essentially the same as the paper version of RMB. It's just that paper money is visible, and everyone has electronic elements in their electronic equipment.
Extended data:
Significance of currency digitalization of central bank;
1. The digitalization of the central bank's currency is helpful to optimize the central bank's monetary payment function and improve the central bank's monetary status and the effectiveness of monetary policy.
2. digital currency, the central bank, can be an interest-bearing asset to meet the holder's reserve demand for safe assets, or it can be the lower limit of bank deposit interest rate.
3. It can also be a new monetary policy tool. At the same time, the central bank can influence the deposit and loan interest rates of banks by adjusting the digital currency interest rate of the central bank, which is also helpful to break the lower limit of zero interest rate.
4. From the perspective of economics, there are three main problems to be solved. It can put an end to illegal cash transactions and money laundering activities, implement negative interest rates, and throw money at helicopters.
Baidu Encyclopedia-digital currency
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