What travel insurance contract? What are the characteristics?

1. The insurance contract is a paid contract. An insurance contract takes the premium paid by the applicant as the consideration in exchange for the insurer's protection of risks. The consideration of the insured and the insurer is mutual. The consideration of the applicant is to pay the insurance premium to the insurer, and the consideration of the insurer is to bear the risk of the applicant's transfer. 2. The insurance contract is a two-way contract with conditions. When an insurance accident occurs, the insured under the insurance contract has the right to demand the insurer to pay the insurance premium or compensate for the losses according to the insurance contract, and the insured shall bear the obligation to pay the insurance premium; The insurer has the right to collect insurance premiums and undertakes the obligation to pay insurance money or compensate the insured for losses in the event of an accident. The insurance contract is an accessory contract. An insurance contract may be concluded in the form of an insurance agreement, an insurance policy or an insurance certificate. Insurance contract is a lucky contract. A lucky contract means that at least one of the parties to the contract does not necessarily fulfill the obligation to pay money, and only when the conditions agreed in the contract are met or the events agreed in the contract occur can the obligation to pay money be fulfilled; The events agreed in the contract are uncertain events that may or may not happen. 5. Insurance contract is a good faith contract. The conclusion and performance of any contract should follow the principle of good faith. An insurance contract has stricter requirements on the honesty and credit of the parties than a general contract, so it is called the maximum good faith contract.