What types of group outdoor insurance are there?

When choosing to travel, people will consider going with relatives or close friends. Accidents often occur when traveling, so it is important for travelers to purchase insurance. For friends who participate in outdoor sports in groups, a travel insurance is indispensable. Let’s explain in detail what types of group outdoor insurance there are.

1. Traffic accident insurance

Passenger accident insurance mainly provides risk prevention services for tourists when traveling by means of transportation. The insurance premium is included in the ticket price. Passengers purchase When you buy a train or boat ticket, you have actually purchased this insurance. The premium is calculated based on 5% of the ticket price. The insurance amount of each insurance is 20,000 yuan, including 10,000 yuan for accidental medical accident. The insurance period starts from the ticket check-in. It starts from the moment you board the bus at the station or midway and continues until the tourists check in and leave the station or get off the boat midway.

At present, many tourists tend to ignore that they are already insured after getting into an accident. Therefore, consumers are reminded that when traveling by car or boat, if they are in danger, they should immediately go to the underwriting insurance company to apply for insurance. Which insurance company is the best? I just compiled the relevant content. I hope it will be helpful to you: the latest list! Ranking of the top ten insurance companies in the country

2. Accommodation insurance

Voluntary travel personal accident insurance, with a premium of 1 yuan per insurance policy and an insurance amount of 10,000 yuan, with a maximum of one investment 10 servings. The insurance period starts from the time when you purchase the insurance and enters the tourist attraction or scenic area, and ends when you leave the tourist attraction or scenic area. What needs to be emphasized is that tourists can choose to buy or not buy the insurance according to the safety factor of the travel item.

When traveling, accommodation is inevitable. During your stay, unexpected situations are difficult to predict. Personal insurance for hotel guests is available. The premium for each policy of personal insurance for accommodation travelers is 1 yuan. The insurance period is 15 days starting from 0:00 on the date of accommodation. The policy can be renewed upon expiration and multiple policies can be purchased at one time. During the insurance period, if a passenger is killed, disabled or loses physical function due to an accident, external attack, murder, or to protect himself or others’ life and property, or if his belongings are stolen or robbed, the insurance company will pay different standard payment of insurance premiums.

3. Travel assistance insurance

For travelers traveling abroad, you can purchase travel assistance insurance. This type of insurance is commonly offered by insurance companies and is jointly launched by the insurance company and the International Rescue Center. Tourists can call to receive free assistance no matter they encounter danger anywhere at home or abroad.

Baoge Tips: Group outdoor insurance generally includes traffic accident insurance, accommodation insurance and travel assistance insurance. Insurance companies will have corresponding insurance types for different accidents. If you want to purchase group insurance, you can go to the Baoge official website for detailed information.