How much can I exchange for traveling in America? How much can I take with me when I travel in America?

1. How many dollars can I take with me when I travel to America?

I think you asked about bringing cooked food. Let me tell you again:

Meat, livestock, poultry and their by-products are generally prohibited from entering the country, or restricted according to animal diseases in the country of origin. Canned meat products can enter the United States if inspection officials can confirm that the products are cooked and have been packaged commercially.

Other canned and pickled meat products and dried meat products are strictly restricted from entering China.

About 10000 USD:

If the amount (including coins and currencies in circulation in the United States or other countries, traveler's checks, cash drafts and securities, etc.). ).) If you bring more than $65,438+00,000 into the country (traveling with individuals or families), you should fill out US Customs Form 4790 and declare it to the customs voluntarily.

In order to strictly abide by the limit of $65,438+00,000, false declaration may lead to civil and criminal liability, including confiscation of monetary and financial instruments.

2. How many dollars can I bring home when I travel to America?

This will involve a remittance from abroad. You can remit money directly from abroad to China.

Remittances from abroad are direct inflows of foreign exchange dollars. Just know the name, card number and international remittance code of the remitter and the receiving bank in China. You can remit money.

If there is a handling fee, it depends on how much your remittance bank charges. The handling fee through the transit bank is 0-25 dollars.

The general time is about 3 working days.

How many dollars can I bring back when I travel to America?

NEVERFULL universal model: limited edition of M9370 1 pink graffiti, about $ 1300 excluding tax in American counters, and RMB 10000 in domestic counters. At present, ALMAMM model: M93625 pink patent leather may not be sold, and American counters do not include consumption tax of 20 10 USD. Domestic counter 16200 yuan ALMA model: M5280M red EPI leather, American counter 13 10 dollars does not include consumption tax, while consumption tax in different parts of the United States ranges from 5% to 8.5%, which should be included when purchasing.

4. How many dollars can I take home when I travel to America?

You can take 5000 dollars. If the amount exceeds US$ 5,000, a written declaration shall be made to the customs, except for multiple trips on the same day or in a short period of time.

According to the provisions of Article 3 of the Interim Measures for the Administration of Carrying Foreign Currency Cash into and out of China, those who bring foreign currency cash into China more than the equivalent of US$ 5,000 shall make a written declaration to the customs, except for those who make multiple trips on the same day and in a short period of time.

Article 4 If the outbound personnel take foreign currency cash out of the country, which does not exceed the amount of foreign currency cash declared when they entered the country for the last time, they do not need to apply for an Exit Permit with Foreign Currency, and the customs will record the amount of foreign currency cash declared when they enter the country for inspection and release.

5. How many dollars can I take out of America?

Both will do. As long as there is a VISA sign posted at the entrance of a foreign store, you can spend it by credit card. However, if there is no visa, the foreign currency deposited in China can't be consumed, because the foreign currency deposited in China is controlled by the US Foreign Exchange Bureau and is at China's disposal, so it should not be consumed at will. Moreover, even if it needs to be taken out, it must be paid at the bank that was deposited at that time. If you directly overdraw the US dollar, you can purchase foreign exchange for repayment by telephone, online banking or ICBC outlets before the repayment date of S next month, that is, RMB and banks will be converted into US dollars to repay the arrears of the US dollar account. Consumption abroad automatically converts the RMB balance in the card into the currency of the credit card according to the foreign exchange rate of the day. In consumption abroad, merchants who choose the UnionPay logo and take the UnionPay channel are similar to domestic consumption. They use RMB accounts and only need to repay in RMB. Extended information: Notes:

1.VISA single-label full-currency global travel card and EMV standard chip full-currency card can be divided into platinum card, gold card and ordinary card according to different product grades, which can be paid directly in RMB or in USD and EUR.

2. You can choose RMB to purchase foreign exchange for repayment, or you can choose 10 foreign currency for direct repayment, which gives you more choices and convenience.

3. You can apply for a global travel card with both the VISA single logo and the UnionPay single logo. You only need to fill out an application form to complete the application.

6. How many dollars can I take out of the country when traveling to the United States?

At present, the annual limit of individual residents' foreign exchange settlement and sale is 50,000 US dollars (equivalent, the same below). If the foreign exchange is remitted after purchase and does not exceed the limit, 50,000 US dollars can be remitted at one time with valid personal identity documents. If it exceeds $50,000, you must provide proof of use, such as admission notice and tuition certificate. If it is cash, the accumulated remittance limit for the day is 65,438 USD+00,000 USD, and the conversion fee for currency exchange is generally charged. For details, please refer to Article 14 of the Detailed Rules for the Implementation of the Measures for the Administration of Personal Foreign Exchange. The foreign exchange expenditures of domestic individuals remitted abroad under the current account shall be handled according to the following provisions: if the accumulated foreign exchange in the foreign exchange savings account on the day of overseas remittance is less than 50,000 US dollars (inclusive), they shall go to the bank with their valid identity documents; If it exceeds the above amount, it shall be handled with the authenticity certificate of the transaction amount under the current account. If the accumulated value of foreign currency cash on the remittance date is less than $65,438+00,000 yuan (inclusive), it shall be handled at the bank with my valid identity certificate; If the amount exceeds the above amount, it shall be handled by the authenticity certificate of the transaction amount under the current account signed by the customs, the declaration form of luggage and articles of inbound passengers in People's Republic of China (PRC), the certificate of China Customs or the certificate of foreign currency cash withdrawal from my original bank.

7. How many dollars can I take with me when traveling abroad?

You are free to carry foreign currency equivalent to less than 5000 dollars. If the immigrant carries less than the equivalent of $5,000 in foreign currency, you don't have to declare it. You can enter the country freely without declaration. If the value exceeds $5,000, a written declaration shall be made to the customs. Except for multiple trips on the same day or in a short period of time. If you don't declare, it will bring serious consequences.

How much foreign currency can I bring into the country?

Free entry with foreign currency equivalent to less than $5000. If the immigrant carries less than the equivalent of $5,000 in foreign currency, you don't have to declare it. You can enter the country freely without declaration. If the value exceeds $5,000, a written declaration shall be made to the customs. Except for multiple trips on the same day or in a short period of time. If you don't declare, it will bring serious consequences.

How to deal with foreign currency carried by multiple entry and exit personnel? First, the same day round trip

8. How many dollars can I take with me when traveling abroad?

Credit card or credit card?

Overseas cash withdrawal: debit card cash withdrawal only needs to pay the handling fee, while overseas credit card cash withdrawal needs to pay the interest on the pre-borrowed cash in addition to the handling fee. Therefore, it is recommended to use a debit card for overseas withdrawals.

Consumption abroad: Overseas credit card spending can be overdrawn and enjoy a certain interest-free period. In addition, many banks' discount and cashback activities are mostly aimed at credit cards. In addition, some merchants in some markets can only use credit cards, not debit cards. Therefore, it is recommended that overseas credit cards be preferred.

Chip or magnetic stripe card

The biggest advantage of chip card is security, which can effectively avoid criminal acts such as side recording, fake cards and credit cards. At present, there has never been a fake card fraud incident caused by chip card copying in the world.

However, the pace of chip transformation in overseas markets is not exactly the same. In France, United Arab Emirates and other places, the acceptance rate of chip cards is close to 100%, but in the United States and other places, most merchants still cannot use chip cards.

Therefore, if you leave the country now, the composite card with chip magnetic stripe is the best choice. Businesses that can use chip cards can consume them, which can ensure safety. However, in the case of POS without chip modification, the merchant will automatically downgrade the transaction, that is, use the magnetic stripe card to complete the payment.

Advantages of unionpay card

At present, UnionPay cards can be used in 160 countries and regions around the world, covering most popular tourist destinations. These covers are not limited to scenic spots and department stores. More and more supermarkets, restaurants, public transportation and other daily businesses can also use UnionPay cards for consumption. It's no problem to travel in depth.

For China people, there is no currency conversion fee for using UnionPay cards overseas or spending or withdrawing money through UnionPay network. The local currency transaction amount will be directly converted into RMB according to the market exchange rate.

When traveling abroad, it is recommended that you bring a UnionPay single label card with a card number beginning with 62, which can ensure that you can enjoy all kinds of preferential activities and value-added rights provided by UnionPay. In addition, in a few countries, such as the United States and Canada, you can't use the UnionPay double-label card without choosing the UnionPay channel, which means you can't avoid the currency conversion fee.

To sum up, your best foreign card carrying strategy is: take a UnionPay debit card with card number beginning with 62 and a UnionPay credit card with card number beginning with 62, both of which are chip magnetic stripe composite cards. It would be better if it is a high-end card above platinum (exclusive rights).

Third, in foreign countries, how to use the card is the correct posture.

Can I use UnionPay cards?

Download unionpay international APP to check the acceptance of destinations. Generally speaking, the acceptance of popular tourist destinations is generally good.

When spending abroad, you can see if there is a UnionPay logo on the ATM or POS terminal. If there is a logo, of course it is acceptable. Due to the practice in some countries, the UnionPay logo may only be displayed on ATM screens (such as Europe).

Of course, there are many stores that can accept UnionPay cards. No, I didn't post a UnionPay card. You can ask the clerk on your own initiative.

Do I need to enter a password to swipe my card?

This situation is more complicated.

A. The first situation: domestic and overseas

Many friends are curious. In China, you have to enter a password to swipe your credit card. Why do some foreign merchants swipe their cards but keep them secret? Is it safe?

Confidential transaction is a payment habit in some countries, such as the United States, South Korea and Japan. If you spend money in these countries, even if it is a credit card with a password, you don't need to enter the password, but sign to confirm the consumption.

Most UnionPay cards issued by domestic national and regional banks support password secrecy (including the largest 15 bank). That is to say, if you hold UnionPay cards issued by these 15 banks, you don't need to do anything before going to countries where confidential transactions are avoided.

If other bank card holders need to use confidential payment in these countries and regions, they can contact the issuing bank to cancel the transaction password before departure, so that overseas confidential merchants can use it.

B. the second situation: domestic and overseas.

On the contrary, when using UnionPay credit card without password in some overseas areas, due to local industry regulatory requirements or system function limitations, cardholders will be required to enter any four or six digits, and sometimes cashiers will directly tell cardholders to enter six zeros.

Generally speaking, it is best to brush UnionPay credit cards overseas:

1. Call the issuing bank to ensure that your card supports confidentiality;

You don't need to pay special attention to whether to enter the password. You should trust the cashier's instructions and swipe your card boldly.

Is there anything to pay attention to when withdrawing money?

1. Pay attention to the withdrawal limit.

Use overseas UnionPay cards to withdraw money from ATM machines. The daily cumulative withdrawal of debit cards shall not exceed the equivalent foreign currency of 65,438 yuan+00,000 yuan. If there is a large cash demand, it is recommended to bring more UnionPay debit cards.

Some secrets of 2.2. ATM

According to regional customs, ATM machines in some countries and regions adopt the form of returning cards first and then spitting money. Please don't forget to bring money.

When traveling abroad, we often encounter some problems, that is, what kind of credit card should we choose? So, today, Bian Xiao will show you the bank card we used when we left the country. Friends who are still unclear, let's meet!

Take foreign currency change, debit card and dual currency card.

When traveling abroad, you have to pay a certain amount of tips and self-funded items, so you need to leave enough change. If not, if you don't want to bring too much cash, you can withdraw foreign currency from foreign ATMs. Some foreign banks, such as Bank of China, Industrial and Commercial Bank of China and China Merchants Bank, all have overseas ATMs, which can help you when you are short of cash.

However, since most banks have to charge a certain fee for overseas ATMs, it is better and more cost-effective to spend money abroad by swiping the card.

For the sake of card security, you need to carry more than two cards with you, and it is best to carry a debit card with a certain amount of RMB, because you can withdraw money anytime and anywhere.

Overseas travel can be settled in currencies other than US dollars in many areas, including British pound, euro, Hong Kong dollar and Japanese yen. Although some of them can be settled in US dollars, there will be currency conversion problems and currency conversion fees will be paid.

Moreover, if you want to swipe your card through non-UnionPay channels, you need to convert other currencies into US dollars and then into RMB. Because of the two conversions, the exchange fee is relatively high.

Therefore, UnionPay cards should be used as far as possible for consumption in areas where non-US dollar currencies are used overseas. Before spending, it is best to explain to the merchants the use of China UnionPay credit card machine.

At present, UnionPay American POS machines have a certain coverage in Asia-Pacific and some European and American regions, and are more suitable for non-American currency settlement, which is very suitable for us in consumption abroad.

Consider giving credit cards to as many airline insurance banks as possible.

At present, most bank credit cards have certain aviation accident insurance gifts, and cardholders can choose their own credit cards for overseas travel.

Travel in Europe and America: Choose card type according to currency.

The currencies in circulation in Europe and America are different. At present, major banks in China have launched dual-currency credit cards to meet the needs of different groups of people, such as Euro cards issued by Bank of China, China CITIC Bank and Minsheng Bank, GBP cards issued by Bank of China, JCB yen cards issued by Bank of China and Australian dollar cards issued by Minsheng Bank.

There are many ways to win the credit card war of foreign consumption.

It should be noted that at present, most dual-currency credit cards are RMB/USD dual-currency credit cards, so the functional currency of countries whose common currency is not USD is local currency. At the time of settlement, the local currency should be converted into US dollars at the exchange rate on the day of consumption, and US dollars should be converted into RMB at the exchange rate on the day of repayment by customers.

Therefore, it is advisable to choose Euro Card for consumption in Europe, and you can directly purchase foreign exchange in euros or RMB for repayment, which can successfully save the link of exchange rate conversion of the US dollar.

China, Hong Kong and Macao Tour: UnionPay card is the first choice.

Hong Kong and Macao are full of sexy and urban atmosphere. It is not easy to keep your purse under the temptation of delicious food, flagship stores and sea view rooms.

How to save the currency conversion fee generated by credit card consumption? Compared with MASTER and VISA international cards, you have to pay the card issuer a handling fee of about 1%. UnionPay card saves you a lot of money.

In addition, because the payment currency of UnionPay card is RMB, it can be repaid directly in RMB, which also brings a lot of convenience to cardholders.

Travel tips

In many overseas areas, you don't need a credit card to spend money. You don't need to enter a password, you can pay by signing directly! So please be sure to keep your bank card! It is necessary to carry several credit cards when traveling abroad, which can not only make consumption safer, but also overdraw for emergencies.

Finally, it should be reminded that the cardholder should repay the loan on time, so as not to affect the credit limit and credit record.