Traditional Culture Encyclopedia - Tourist attractions - Does general travel insurance cover personal accidents during travel?
Does general travel insurance cover personal accidents during travel?
Hello! Does general travel insurance cover personal accidents during travel? Included. General travel insurance is travel accident insurance, and the coverage of travel accident insurance includes: accidental death insurance liability, accidental disability insurance liability, accidental medical insurance liability, etc.
Several problems that should be paid attention to in travel accident insurance
1. Fill in the application form truthfully. Fill in the online insurance application form correctly to avoid unnecessary losses caused by the insurance company's refusal to pay compensation when it is out of danger due to incorrect information.
2. Read the insurance clauses clearly. Many policyholders only know that travel agencies have insured travel insurance, but they don't know the scope of insurance, so they are confused and insured without knowing clearly.
The more you stay, the better. Choosing a certain number of insurance types will naturally provide more protection. However, travel medical insurance belongs to compensatory insurance, and it is unwise to pay more premiums because of too much insurance.
4, the accident should be notified in time. According to the provisions of Article 21 of the Insurance Law, an insurance company: "The applicant, the insured or the beneficiary shall notify the insurer in time after knowing the occurrence of an insurance accident". So report the case in time after it appears.
At present, there are many travel insurance products of insurance companies on the insurance network. You can freely compare online and choose the travel insurance that suits you. You can also call 40067886 18, and we will recommend appropriate travel insurance according to your needs.
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