Which online travel insurance is good and how to insure online?

At present, most insurance companies have opened an online insurance platform, and everyone can choose related products as long as they enter the official website of the insurance company. So, which one is better for online travel insurance? How to insure online? According to insurance experts, travel insurance is divided into domestic and overseas, with different emphases. You'd better choose according to the actual situation and security needs. Which insurance company is stronger? I just sorted out the relevant contents, hoping to help you: the latest list! The top ten insurance companies in China rank

Which online travel insurance is good? How to insure overseas travel insurance online

There are many types of travel insurance in the insurance market, with a wide range of choices, and there are also many products with low prices and high cost performance. So, which one is better for online travel insurance? Perhaps most people think that cheap is good, but it is not. We should not only pay attention to the price of products, but also look at whether the scope of protection is not comprehensive and whether the guarantee period meets our basic travel guarantee.

it is necessary for tourists who go abroad to buy overseas travel insurance. The types of online overseas travel insurance are relatively complete, and everyone can "shop around" and selectively buy for themselves. When you buy overseas travel insurance online, you need to choose products according to the destination country: 1. If you travel to Southeast Asia, the trip is short, the medical level is low, the local climate is tropical monsoon, and various infectious diseases are rampant. The medical amount should be around 1, yuan, and it is best to choose products with daily hospitalization allowance. 2. If you are visiting Europe, you need to apply for european schengen visa. You can find the corresponding section in the navigation bar of the insurance company official website, and the medical compensation amount should not be less than 3, yuan. 3. If you travel to economically developed countries such as the United States, Japan, Canada and Australia, the medical quota can be appropriately increased, and it is recommended to be more than 2, yuan.

The following article recommends an overseas travel insurance with good market response-China Merchants Cigna Changyou Global Overseas Travel Accident Insurance. This insurance is globally insurable, covering travel accidents, sudden STD medical treatment and death. There are four packages: economy, ordinary, luxury and supreme, and the premium is as low as 54.97 yuan. The guarantee period is divided into 1-3 days, 5 days, 7 days, 1 days, 14 days, 17 days, 21 days, 28 days and 31-6 days, and everyone can choose freely. If the insured suffers from accidental injury or sudden acute disease when traveling abroad, he can provide emergency rescue service.

which online travel insurance company is good? How to insure domestic travel insurance online

At present, most tourists choose to travel in China, and once the tourist season is full of people, the risk of accidents will also increase. Therefore, it is especially important for friends who choose domestic travel to buy domestic travel insurance before traveling. However, when purchasing domestic travel insurance online, you should pay attention to the following points: 1. Find the domestic travel insurance section according to the navigation bar of the insurance website. If you plan to participate in high-risk sports, you can check it in the product screening conditions. 2. To see the scope of protection clearly, online domestic travel insurance is mostly divided into a variety of plans. Plan 1 is mostly basic, plan 2 is economic, and plan 3 is comprehensive. The scope and amount of protection will increase accordingly, so the premium will also increase. 3. Pay attention to the guarantee period. The guarantee period of online domestic travel insurance is generally free to choose from 1 day to 1 year, which is preferably equal to or greater than the actual travel days. However, everyone needs to note that the protection of online domestic travel insurance will take effect from : the next day.

Similarly, here is a domestic travel insurance for China Merchants Cigna-An Xing Travel Accident Insurance in China. This insurance enjoys multiple guarantees during domestic travel, covering accidental death, disability and medical expenses caused by accidents. There are four packages: economy package, ordinary package, luxury package and supreme package. The premium is as low as 6.66 yuan, and the insurance period is 1-3 days, 5 days, 7 days, 1 days, 14 days, 17 days, 21 days, 31-6 days and one year.

which is better for online travel insurance? In fact, the answer is not unique. When purchasing travel insurance, the basic protection requirements will change due to different regions. Therefore, when purchasing travel insurance products online, you need to pay special attention to the items that are not covered by the products to see if you can meet your own needs.