Traditional Culture Encyclopedia - Tourist attractions - Is it necessary to buy travel insurance when traveling?
Is it necessary to buy travel insurance when traveling?
Happiness and risk coexist in any trip. While enjoying the happiness brought by travel, tourists also need to face the invasion of natural disasters, diseases and traffic accidents. Take the initiative to prepare for yourself before departure. It is not expensive to apply for a travel accident insurance, but it can protect your personal and property safety during your trip. Is it necessary to buy general accident insurance when traveling?
General accident insurance covers a wide range of personal accident insurance, travel accident insurance, traffic accident insurance, etc. Therefore, it is not recommended to buy general accident insurance when traveling. It is recommended that you purchase travel accident insurance. Before purchasing insurance, you need to pay attention to the following points:
1. Choose travel insurance based on the risk of travel activities. If it includes high-risk sports, it is recommended to choose travel insurance that covers high-risk sports. products.
2. It is very important to pay attention to the coverage of the insurance, what is covered and what is not covered, especially the exemption clause.
3. The insurance amount must be sufficient so that you can truly feel at ease.
4. Pay attention to purchasing travel insurance that is convenient and fast. You need to prepare a lot of things when traveling. If you spend too much time buying insurance, it will waste a lot of time and money, make people tired, and is not cost-effective. Buy insurance online, with rich products and easy and convenient insurance. It is not recommended to buy ordinary accident insurance when traveling, but it is recommended that you buy travel accident insurance. We have integrated a variety of travel accident insurance products. Everyone is welcome to come and compare and make a comprehensive selection.
- Ping An Travel Accident Insurance (Category A) coverage: *100,000 for death and disability due to accidental injury *100,000 for death due to acute illness *30,000 for accident and acute illness medical treatment Starting from: 3 yuan Plan (Plan 1) coverage: * Personal accidental injury of RMB 100,000 and medical treatment of RMB 18,000 * Journey delay * Medical evacuation and repatriation of RMB 50,000 As low as: starting from RMB 5
Further reading: How to get insurance Which one is better to buy? I will teach you how to avoid these "pitfalls" of insurance
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