How to buy insurance for yourself when traveling overseas in a group

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Hello! Traveling overseas in a group tour is a good choice for citizens who are unfamiliar with the route or want to save time, but there are inevitably dangers lurking during the journey. Therefore, how to buy insurance for yourself when traveling in a group overseas should be based on your own situation and the conditions of the travel destination.

How to buy insurance for yourself when traveling overseas in a group?

For tourists participating in tour groups, many travel agencies provide unified insurance. When signing a contract with a travel agency, tourists should pay attention to what insurance the travel agency has insured. Travel agency liability insurance is a type of insurance that covers legal liability for accidents caused by travel agencies due to negligence or negligence in the process of organizing travel activities. The insured of this insurance is the travel agency. After purchasing insurance, in the event of a liability accident, the insurance company will compensate the injured passengers.

However, this insurance can only cover losses caused by the travel agency’s fault. If the damage is not caused by the travel agency’s fault, personal accident insurance still needs to be borne. If the travel agency has purchased personal accident insurance for tourists, you need to pay attention to the specific insurance amount.

Insurance experts recommend that when traveling overseas in a group, it is best to purchase products that cover accidental disability and accidental medical treatment, so as to get greater protection. Applying for overseas travel insurance for group tours should be indispensable. To apply for overseas travel insurance for group tours, you generally choose to purchase insurance online. There are many overseas travel insurance products for package tours on the Internet. You can choose the overseas travel insurance product for package tours that suits you according to your needs.