Overseas emergency rescue medical insurance - a must-have for foreign travel

In recent years, accidents involving Chinese citizens traveling abroad have occurred frequently: the Malaysian Airlines MH17 incident, the fire in the dormitory of the Russian People’s Friendship University in Moscow, etc. The issue of insurance protection for outbound personnel has become a matter of social concern. Experts remind: When traveling to foreign countries, it is necessary to purchase an overseas emergency rescue medical insurance in advance. Cigna Global Overseas Travel Accident Insurance is a good choice. What kind of accident insurance includes accidental medical care? Which one offers more protection? Which one is more worth buying? Let’s take a look at some good accident insurance recommendations? The top 20 best-selling premium accident insurance products in 2020!

The necessity of purchasing overseas emergency rescue medical insurance

When you are in a foreign country, you are facing an unfamiliar environment and are unfamiliar with everything around you, so you need an insurance Protect your own safety rights. For overseas emergency medical insurance, it can provide emergency medical rescue services, which is very helpful in emergencies.

With the advancement of society, more and more people are traveling or moving to study abroad. For many people, this means living in a strange environment again without familiar relatives around them. Or a friend, it is very distressing to have no one to help you when you encounter an emergency. Perhaps the insurance that many people are familiar with is simply the compensation for death or injury, and this kind of overseas rescue insurance not only provides compensation, but also provides emergency medical services, so that people do not have to worry about it. Worrying about what kind of hospital to look for. Chulao provides emergency medical rescue and accidental overseas rescue insurance, which can also compensate for arrangements for medical treatment, arrangements for children to return to the country, administrative assistance, assistance for lost passports, etc.

When purchasing overseas emergency medical insurance, choose Cigna

When traveling abroad, an overseas emergency medical insurance is indispensable. Cigna Global Overseas Travel Accident Insurance is very good. It is a product suitable for consumers traveling overseas. For a small amount of money, you can enjoy the following great protection: 1. If the insured person dies or becomes disabled due to an accident while traveling overseas, Cigna Merchants will pay the accidental death insurance benefit or the proportion agreed upon in the "Personal Insurance Disability Assessment Standards" Pay accidental disability insurance benefits; 2. If the insured person receives emergency medical consultation and necessary medical examination and treatment with the permission of the authorized doctor of the rescue agency due to accidental injury or sudden acute illness while traveling overseas, Cigna Life Insurance Company will The rescue agency will bear the resulting outpatient expenses, including general outpatient expenses and dental outpatient expenses of 4,000 or 8,000 yuan each. (The deductible is 10% of the insured amount); 3. If the insured needs emergency rescue due to accidental injury or sudden acute illness while traveling overseas, Cigna Merchants will provide a 24-hour rescue hotline service and provide assistance through authorized rescue agencies. Bear the following insurance responsibilities: 1. Compensation for hospitalization expenses. 2. Arrange medical treatment. 3. Hospital transfer service. 4. Transfer back to the country. 5. Accompany children in hospital. 6. Arrange for the children to return to the country. 7. The remains are transferred back to the country. 8. Cremation. 9. Bury on the spot. 10. Administrative assistance. 11. Legal aid, 12. Relative visits. 13. Lost Passport Assistance. As for how China Life is, I just compiled the relevant content. I hope it will be helpful to you: Is China Life good? What insurance is recommended?

Cigna Merchants Life Insurance Company promises: No matter where the insured is, Cigna Merchants can provide assistance to the insured. After an emergency, please call the emergency rescue hotline +86-10-84685650 as soon as possible.

As for the cost-effectiveness of the product that people are concerned about, experts from China Merchants Cigna Insurance said that the company has designed different protection amounts according to the country or region where the customer is going abroad, taking full consideration of the medical and economic conditions of each country and region. Regardless of the gap in development level, the cumulative medical insurance limit can reach up to RMB 1 million, ensuring that customers receive the most appropriate protection. The product also sets up flexible protection forms and economical payment methods for different categories of outbound travelers. Outbound travelers can choose the form of protection for single or multiple trips, and can choose 1-3 days, 5 days, 7 days, Different travel time periods such as 60 days, and the corresponding premium can be paid based on the actual number of travel days.

Cigna Overseas Emergency Rescue Medical Insurance Product - Changyou Global Overseas Travel Accident Insurance supports online insurance and online payment, which is convenient and affordable and is the best choice for everyone traveling overseas.