Traditional Culture Encyclopedia - Tourist attractions - Is it convenient to travel abroad with CCB credit card?
Is it convenient to travel abroad with CCB credit card?
Do you mean traveling abroad in China or abroad? If you are in China, you usually use the same card as the local one, and there is no charge for swiping the card, which is very convenient. If you go abroad, it's actually quite convenient. Do you use CCB's dual-currency credit card or single-currency credit card? If it is a single-currency card, it can only be consumed on the pos machine of UnionPay, and it can be directly converted from foreign currency into RMB, and can be directly converted into RMB after returning to China. If you are a dual-currency credit card of RMB and USD, you can use it on the pos of UnionPay, or you can spend it on the corresponding pos of visa and MasterCard. But if you spend money like this, it will be settled directly in dollars. If the settlement is made in non-US dollars, it will be converted into US dollars, so there will be an exchange fee of 1.5%. After returning to China, you can deposit RMB and then contact the bank to purchase foreign exchange on the same day.
In addition, CCB now has a global payment card, which is the most convenient. No matter what currency is used for consumption abroad, it will be recorded in RMB, and there is no exchange fee. Just return the RMB directly after returning to China.
So it's quite convenient for you to go out with CCB card.
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