Is it necessary to buy travel insurance (with case)

Accidents often occur in the process of traveling, and strangers are unfamiliar, resulting in a lot of medical expenses. Many users are not familiar with travel insurance, so is it necessary to buy travel insurance? Let's have a look.

What is travel insurance?

The travel insurance referred to by Baidu Encyclopedia is travel insurance, which provides protection against all accidental deaths and injuries caused by various accidents that may occur in the process of traveling abroad (except illness, surgery, suicide, war turmoil, professional sports competitions and intentional acts), and can generally be settled by insurance companies. The advantages of travel insurance lie in comprehensive protection responsibility, low premium and high protection.

Is it necessary to buy travel insurance?

Instead of asking whether it is necessary to buy travel insurance, let's actually look at an example so that everyone can better understand the significance of travel insurance.

Example description:

In order to avoid the "people are in a long way" bridge, when Aunt Chen, a citizen of Zhuzhou, and her husband traveled to Lijiang, her daughter presciently insured a B-type insurance policy-a short trip by Pacific Insurance Company, to ensure the physical safety of the two elderly people. On the way to Lijiang, Aunt Chen unfortunately went down the stairs while staying in a homestay inn, and the whole person rolled to the ground, causing a serious fracture. In a different hospital, her husband spent 8,000 yuan on medical expenses for Aunt Chen. Fortunately, "Hui Travel" helped a lot. After deducting 100 yuan, 100% paid Aunt Chen's accidental injury medical insurance. Finally, Ms. Chen only paid 100 yuan for medical expenses, and the remaining 7,900 yuan for medical expenses was paid by Pacific Insurance Company. (Click for details:

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Summary: Is it necessary to buy travel insurance? I believe that consumers will not ask again after seeing the above examples. In fact, sudden security incidents and natural disasters are often unpredictable, so it is very necessary to take out a travel insurance during travel.