Conditions for applying for tourist loans of Postal Savings Bank (materials, procedures and channels)

18-60 years old, with a good credit record and a stable income source. Please consult your local branch for details.

2. Processing channels

It can be handled at the local postal savings bank that has started personal travel loan business.

3. Processing time limit

Issue approval opinions within 2 working days at the earliest. Please consult your local branch for details.

Step 4: Process

Submit loan application → bank approval → sign loan contract → implement loan conditions → bank issue loan → borrower repay on schedule.

5. Application materials

Valid identity certificate, household registration book, local long-term residence certificate, certificate of relationship with actual tourists, certificate of marital status, repayment account opened in our bank; Provide travel contract and other proof materials when using; Other materials required for handling loans.