How to pay for the accidental injury of traveling with a group?

Legal analysis: travel with travel agencies has insurance, and insurance companies are responsible for medical compensation. The responsibility of the travel agency is also borne by the insurance company. If there is no accident insurance before leaving the group, the responsibility of the travel agency will be even greater. Travel accident insurance is additional and should be purchased through the real name and ID card of the tourists. Before departure, the travel agency will communicate with tourists whether it is necessary to buy.

Legal basis: Article 1 179 of the Civil Law of People's Republic of China (PRC) infringes on others and causes personal injury, it shall compensate the reasonable expenses of treatment and rehabilitation such as medical expenses, nursing expenses, transportation expenses, nutrition expenses, hospital food subsidies, and the reduced income due to absenteeism. If it causes disability, it shall also compensate for the cost of assistive devices and disability compensation; If death is caused, funeral expenses and death compensation shall also be paid.