Which one is suitable for road trip insurance?

For going to road trip, I suggest buying go on road trip insurance in Ping 'an, because I just bought this insurance product in Ping 'an Good Life Shopping Mall recently, which can protect against general accidents and traffic accidents. Anyone born over 30 days to 80 years old can be insured. Self-driving insurance for the whole family is more suitable, and the premium price is also ok. A person can do it for tens of dollars. You can go to the mall and ask about the details of online customer service and insurance plan.

For car owners who love to go to road trip, for the safety of themselves and their families, in addition to car damage insurance and three insurances, other insurances are also essential. The car mainly analyzes the risks that may be encountered during the journey, and then decides what kind of insurance to buy.

Since short-term accident insurance is so important to people who go out, how can this insurance be insured?

First of all, the insured can go to a professional insurance company, make a purchase at the counter, fill in the application form, pay the fee, and the insurance will take effect.

Second, you can also buy insurance online, that is, you can buy it through the website. The insurance will take effect after the insured fills in the information online and pays the fee.

Third, the insured can also contact a qualified personal agent to buy insurance, which is more convenient and fast.

Fourth, the insured can also purchase insurance through a qualified agency, which is more convenient and fast.

Go on road trip is risky, and people's awareness of safety is getting stronger and stronger, especially parents who travel with their children. However, most people are dazzled by all kinds of insurance in the market. How should we choose them? Children's personal accident protection can buy travel accident insurance, which at least covers accidental death and disability compensation and hospitalization allowance, and self-driving drivers can choose self-driving accident insurance.

1. Personal accident insurance price: 10 yuan/day.

If you are a tourist in go on road trip, the first thing you should consider is to buy a personal accident insurance. Personal accident insurance has a low threshold, and consumers under the age of 80 can choose insurance. Moreover, the premium of personal accident insurance is relatively low, about 10 yuan, but the coverage is high (ranging from tens of thousands to hundreds of thousands), and the insurance period is very flexible, which is very suitable for tourists going to road trip.

2. Car-to-car: self-help travel rescue insurance price: 3~5 yuan/day.

In the process of traveling on the road, it is inevitable that you will encounter unexpected situations and need help. Travel assistance insurance allows the insured and vehicles to call for help no matter where they encounter danger at home or abroad.

3. Family travel insurance price: 19~45 yuan/day.

This is the increasingly popular family go on road trip, which provides insurance for all family members, cars and finances.

4. Car luggage and property safety insurance

In go on road trip, most vehicles are parked in the wild or on the roadside, and there is no parking place. The luggage in the car is easy to be stolen and damaged, so an extra "luggage property safety insurance on the car" can be configured to provide sufficient economic guarantee for the possible losses of the luggage in the car.

Considering the question of "which is better for domestic travel insurance", it is generally necessary to shop around and compare the products of different insurance companies to understand the strength background and reputation of insurance companies. Recommend China Merchants Cigna Insurance Company's domestic travel insurance, which is more targeted and comprehensive. To provide insurance compensation for the death, disability and medical expenses of the insured due to accidental injury during travel, including eight emergency rescue services such as arranging medical treatment and hospital transfer service, and bear the rescue expenses.

However, although it is important to judge according to the products of insurance companies, it is equally important to choose the right products according to your own needs, and it is best to choose the travel insurance that suits you best. How to choose? The following points should be noted:

First, the insurance coverage should be sufficient. People buy insurance in the hope of getting compensation beyond their ability to pay. If the insurance coverage is low and a big accident really happens, it can't really play a guarantee role. Therefore, it is recommended to buy domestic travel insurance products with an accident amount of more than 200,000 yuan and an accident medical treatment of more than 20,000 yuan, so that you can really rest assured.

Second, determine the scope of protection. When you apply for insurance, you should choose the required protection content according to your itinerary. For example, if it involves risky sports, such as rock climbing, bungee jumping, surfing, etc. It is necessary to insure high-risk sports insurance, because general travel insurance will list these items as exemptions.

Third, compare the scope of protection with the exemption clause. This is related to the direct interests of the insured, so when choosing products, the more coverage, the better, and the less exemption clauses, the better.