The safety of outbound travel comes first, teaching you how to buy overseas personal travel accident insurance.

1. What is accident insurance for overseas travel

Overseas travel insurance is a kind of single travel insurance that is effective in a short time. The insurance period that the policyholder can choose ranges from 1 day to 182 days. Customers need to take out this insurance before each overseas travel in order to be protected by this insurance during the trip. The coverage of overseas travel accident insurance includes accidental death and disability, medical expenses abroad, medical transportation and repatriation, visiting relatives and friends, returning the dead body, flight delay, loss of carry-on luggage, cancellation or shortening of the trip and so on. What are the accident insurances with accidental medical treatment? Which one has more protection? Which one is more worth buying? Let's take a look at some good accident insurance recommendations. Top 2 quality accident insurance in 22!

2. How to purchase personal travel accident insurance overseas

1. Before purchasing personal travel accident insurance, it is very important to determine the amount of insurance. Some countries require tourists to buy overseas personal travel accident insurance, and they also require a certain amount of insurance. For some countries that have no regulations, travelers should choose the insurance amount according to the local consumption level and their own economic level.

2. Because of the fierce competition in the current market, the products of various insurance companies are actually not very different. Therefore, for the insured, the first consideration should be the strength, organization and brand advantages of the insurance company. Under normal circumstances, insurance companies with relatively strong strength and good reputation and good partners abroad should become customers' first choice. Which insurance company is stronger? I just sorted out the relevant contents, hoping to help you: the latest list! The top ten insurance companies in China rank

3. It is suggested that the insured must choose the one with international rescue service when purchasing accident insurance for outbound travel, which can be said to be very beneficial to the insured. Once the insured has any accident when traveling abroad, as long as he gets in touch with the rescue agency that cooperates with the insurance company, the rescue company will provide a series of services, including treatment and rescue, arranging family visits and condolences, and so on. Different from other insurance claims, the biggest advantage of international rescue service is that when individuals travel abroad, they can enjoy insurance services immediately in case of accidents, which is safer and more convenient.

3. Precautions for purchasing travel insurance

1. Some people may choose to travel with a group. At this time, you must ask the travel agency in time about the relevant matters of the travel agency's liability insurance, and suggest that travelers can purchase accident insurance on their own.

2. Some people will choose to travel abroad individually. For their own health and safety, it is suggested to buy travel accident insurance and emergency rescue insurance.

3. When purchasing accident insurance, be sure to understand the relevant matters of insurance, especially the exemption clause. If you don't understand it clearly, it may cause disputes with the insurance company in the future. The amount of insurance must be selected according to your own economic level, and don't cause greater economic pressure on yourself. After purchasing travel insurance, you must pay attention to check whether the elements of the policy are correct and complete, and whether the insurance information is perfect. These materials must be kept properly!