Traditional Culture Encyclopedia - Tourist attractions - What is the credit card limit of Everbright Island's big player theme?
What is the credit card limit of Everbright Island's big player theme?
Everbright island big player theme credit card has elite platinum card and platinum card, namely titanium card and platinum card. According to the credit limit range set by China Everbright Bank for different levels of cards, the maximum credit limit for titanium cards is no more than 50,000 yuan, and the initial credit limit for platinum cards is 50,000 yuan. The final credit limit is subject to the bank's approval results. Generally speaking, after receiving the card application request, the bank will make a comprehensive evaluation of the user's credit situation, including the user's unit, income, education and other related information, which will affect the comprehensive score. The higher the comprehensive score, the better the user's credit conditions and the higher the credit card approval amount. Of course, like other credit cards, the credit limit of Everbright Island big player theme credit card is not fixed. If users want to increase the credit limit, they can submit more financial proof materials to prove their economic strength, so that Everbright Bank may make a comprehensive evaluation according to the user's card use and consumption, and decide whether to increase the credit card limit for users.
Because Everbright Island big player theme credit card has two versions: UnionPay card and VISA card, which are divided into elite platinum card and platinum card respectively, and set to titanium card and platinum card level. Different levels of annual fee charging standards are different, and the annual fee reduction conditions are also different. For example, Elite Platinum Credit Card is charged according to the annual fee standard corresponding to Everbright Titanium Card, that is, the annual fee of Elite Platinum Card is 300 yuan/card; No card opening, no annual fee. The annual fee can be reduced directly in the first year of card opening, and the annual fee can be reduced if you swipe your card six times in the next year, and so on. Platinum Credit Card is charged according to the annual fee standard corresponding to Everbright Platinum Card, that is, the annual fee of the main card is 2000/ year, and the preferential period is 1 188/ year; If the card is verified successfully, the annual fee will be deducted directly. However, new customers can enjoy the discount of 688 yuan annual fee deduction voucher in the first year, which is equivalent to paying the annual fee of 500 yuan in the first year and deducting the annual fee with 200,000 points in the second year. Old customers need to deduct the annual fee of 688 yuan with 654.38+ 10,000 points in the first year, and can offset the annual fee with 200,000 points in the second year.
In a word, the amount and annual fee of Everbright Island Big Player Theme Credit Card are closely related to the level of the card, and ultimately depend on the comprehensive qualifications of users. If the user's qualifications are good, you can still get a higher credit card.
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