What conditions need to be met for ICBC travel loans?

As the name suggests, personal travel loans are travel expense loans issued by lenders to applicants. What are the application conditions for ICBC travel loan?

ICBC travel loan application conditions:

1. Have full capacity for civil conduct, be between 18 and 65 years old (inclusive) and be 65 years old or above.

2. Provide legal and valid proof of identity, proof of marital status, a fixed residence in the location of the lender, and proof of household registration (or valid residence permit) in the location of the lender.

3. Customer and loan scores evaluated by the bank’s retail internal rating system comply with relevant regulations.

4. Have a good credit history and willingness to repay, and have no bad records for loans from banks and other financial institutions.

5. A stable source of income and ability to repay the principal and interest of the loan in full and on time.

6. Be able to provide legal, valid, reliable, and valuable enough guarantees recognized by the bank, or personal credit loan conditions.

7. The purpose of the loan is clear, legal and in compliance with regulations.

8. Open a personal settlement account at ICBC.

9. Other conditions specified by the lender.