What are the coverage of travel accident insurance?

The compensation scope of travel accident insurance includes the following compensation caused by accidents during the travel:

(1) Compensation for personal injury or death caused by acute diseases;

(two) medical expenses for the treatment of injuries and acute diseases;

(three) the cost of death treatment or repatriation of the remains;

(four) the compensation required for the loss, damage or theft of the luggage carried by tourists;

(5) Compensation caused by the liability of the third party.

In the travel accident insurance for inbound tourism, domestic tourism and outbound tourism, the above compensation ratio shall be agreed by the travel agency and the insured insurance company.

Extended data

Necessary conditions for accident formation

(1) accident, that is, unexpected and unintentional accident of the insured;

(2) Accidents caused by external reasons, that is, accidents caused by external reasons of the insured's body;

(3) Sudden, that is, the cause of the accident is directly related to the result of the injury, which causes the injury in an instant and it is too late to prevent it.

The basic content of the definition of travel accident insurance is personal accident. The difference between accident insurance and travel insurance is that accident insurance is usually simple, and the guarantee time can reach 1 year, which is only a few days. Travel accident insurance is mostly time-sensitive and generally corresponds to travel time.

Refer to Baidu Encyclopedia-Travel Accident Insurance