Oppose the content of pyramid selling handwritten newspaper

1, financial pyramid scheme

Features: Commitment to high returns and attracting investment. This behavior of absorbing funds is commonly known as ×× financial mutual aid community, ×× financial mutual aid platform, ×× financial mutual aid management, ×× charitable financial mutual aid platform, ×× financial mutual aid investment, ×× mutual aid community and ××× wealth mutual aid platform. This kind of behavior is concealed, and it is mostly controlled remotely by overseas personnel. Investment funds are often transferred through personal bank account online banking or through third-party payment platforms.

Nowadays, many financial frauds are under the guise of Internet finance. Recently, the China Banking Regulatory Commission, the Ministry of Industry and Information Technology, the People's Bank of China and the State Administration for Industry and Commerce issued an early warning. "This kind of operation mode violates the law of value, and capital operation is difficult to maintain for a long time. Once the capital chain breaks, investors will face serious losses. " At the same time, we need to be wary of financial pyramid schemes in the name of private equity, investment and shareholding, development channels and mutual gifts.

Typical cases: MMM, Treasure Coin, Baichuan Coin, Jubao Finance, Li Huan Gold, China Shang Meng, American Mining, Yifudi Fund, Virtual U Coin, Fake 20th Century Fox, ABCD Fortune Network.

2.MLM network

Features: using the internet, under the banner of e-commerce or WeChat business, the cost is low, the development is fast, and people don't meet.

Some pyramid schemes engage in illegal activities under the banner of e-commerce, and the publicity such as "online marketing", "online direct selling", "joining online stores", "recycling consumption", "full 100 return 100" and "making money through online entertainment" is very attractive.

At present, the reasons for the rapid development and spread of online pyramid schemes are as follows: First, it is very convenient for pyramid schemes to spread information through QQ groups, online games, YY voices, website forums and other tools; Second, the online pyramid scheme is called "starting a business at home and making money in pajamas", which is very encouraging; Third, online pyramid schemes are largely about attracting strangers. The cost of attracting people is relatively low, and there is no need to accompany them to eat and play, and there is no need to resign. At the same time, the online pyramid scheme of "pulling people's heads" is more subtle, develops faster, has more deceived people, and has more deception methods, which can be described as "cheating money without meeting each other".

Typical cases: Cloud Digital Trade, WeChat Lighting, Chongqing Kuailian Technology, Fan Empire, 4G Mall Anti-counterfeiting Platform, Zhonghe Payment, and registered members recharging network phone bills.

3. "Tourism" MLM

Features: With gimmicks such as "direct tour", "low-cost tour", "free travel" and "making money while traveling", we can attract people to join the club and pay fees by adding friends to the mobile phone WeChat. The virus spreads very fast.

"You only need to pay a small amount of membership fee, you can travel to the high-end for free", "Join us, you can travel around the world for free", "Others travel for money, and we can also make money by traveling", "Travel plus entrepreneurship" ...... At present, there are no travel companies in direct selling enterprises and quasi-direct selling enterprises, and at the same time, because "tourism" is not within the product scope of direct selling licenses, short-term travel companies cannot become legal direct selling.

Typical cases: "WV Dream Tour", "Hebei Lingyuan Network Technology" and "Red Tourism".

How to identify MLM?

First of all, there is no pie in the sky. When others describe your career or return in a hype way, you should be vigilant.

Secondly, no matter how the form of MLM changes and develops, its essence is still to pay the entry fee by purchasing shares, develop offline personnel and form a hierarchy, and take the "performance" of offline personnel as the profit basis.

Therefore, to identify pyramid schemes, we need to look at three characteristics:

1, registration fee

Whether it is necessary to subscribe for goods or pay fees to obtain franchise qualifications or develop others' franchise qualifications to seek illegal interests;

Step 2 pull people's heads

Whether it is necessary to develop others to become their own downline, and pay remuneration to the developed personnel based on the number of directly or indirectly rolling development personnel to seek illegal interests;

3. Method of payment

Whether to calculate the remuneration according to the sales performance of direct or indirect development personnel and seek illegal benefits.

If it meets the above characteristics, it may be suspected of pyramid schemes.