Is medical insurance for overseas travel useful? How much is appropriate? Which should I buy for a trip to Germany?

Insurance Bian Xiao helps you answer, and more questions can be answered online.

Hello! It is a very pleasant thing to travel to Germany and enjoy the scenery in Germany. However, all kinds of unexpected risks will inevitably appear on the way to Germany, and Germany is a Schengen country, so it is necessary to insure a qualified Schengen visa travel insurance in time.

What kind of overseas travel medical insurance should I buy when traveling to Germany?

Germany is a Schengen country. According to the requirements of Schengen countries, the amount of travel insurance to Germany must not be less than 300,000 yuan, and it must be accompanied by overseas rescue guarantee. As long as these two conditions are met, you can apply for insurance. Before applying for insurance, you need to pay attention to the following points:

1. The coverage should be moderate. Germany is a Schengen country, and the insured amount is not less than 300,000 yuan.

2. The overseas travel insurance you buy needs to cover all your trips. Ensure your whole journey.

3. When purchasing outbound travel insurance, you should pay attention to whether it includes international emergency rescue services. Because the outlets of domestic insurance companies are difficult to spread abroad, outbound travel insurance products usually cooperate with international emergency rescue companies. No matter whether tourists lose their wallets or passports, they can call the rescue hotline, and some big international insurance companies also provide Chinese services.

4. Choose a suitable insurance platform and buy it online. You can compare the products of many insurance companies, and then choose the product that is most suitable for your own protection and travel needs. Insurance is also very simple and convenient. On the homepage, you can register as a member for free. After logging in, you can choose your favorite products, choose the warranty period, and you can buy them immediately. The price is cheap, the whole insurance process is clear and transparent, avoiding the trouble of intermediary agents, the premium is lower and the autonomy is stronger.

To travel to Germany, it is a prerequisite to insure a suitable overseas travel medical insurance. In addition, choosing a professional overseas travel insurance is inseparable from a professional insurance platform, which is the best channel for you to choose overseas travel insurance!