What should the unit say when organizing a tourism knowledge training? What's the specific plan?

Choose to travel with a group. Now, as long as you travel with a group, travel agencies will insure tourists with liability insurance. As a result, many people think that travel agencies have already insured their own liability insurance, and there is no need to use extra money to buy travel insurance.

In fact, this is a misunderstanding, because the contents of travel insurance and travel liability insurance are very different. Travel agencies buy compulsory travel agency liability insurance for tourists, which refers to the responsibility that insurance companies should bear for the economic losses caused by the fault or negligence of travel agencies when they are engaged in tourism business activities.

However, if tourists have accidental injuries or sudden illness during the tour, the insurance will not be liable for compensation. In other words, the insurance purchased by the travel agency only covers accidents caused by the negligence or mistakes of the travel agency, as well as losses caused by tourists' personal faults, and the insurance company is not liable for compensation. Therefore, it is necessary to choose suitable travel insurance for yourself before going out. So before buying insurance, ask the travel agency what kind of insurance it is. If the travel agency has bought travel insurance for every tourist, it is also necessary to find out the content and amount of protection, and increase the protection in time for those with low insurance amount.

Buy general travel insurance but take part in high-risk sports?

Although many customers buy travel insurance, most of them are ordinary travel insurance that excludes high-risk activities such as horseback riding, rock climbing and rafting. These products generally exclude these high-risk sports from the exclusion responsibility. Once tourists are accidentally injured while participating in these high-risk activities, the insurance company will not compensate them. If you want to take part in these high-risk activities on the road, or if you are a donkey friend and often take part in outdoor activities, you need to buy special outdoor sports insurance. These products are specialized travel insurance products, and they all cover high-risk outdoor sports. "Enjoy the Outdoor" and "Donkey Travel in the World" on Huixuan Online are outdoor sports insurance that are very popular among advertising donkey friends, with appropriate coverage and low premium. It usually takes 1-3 days to get to 6 yuan.

Regardless of the tourist area, buy a single travel insurance.

Travel insurance generally includes accident, medical treatment, property loss, emergency rescue and personal liability protection, but not all travel insurance includes these protection. Ordinary travel insurance only covers accidental injuries and accidental medical treatment, and does not include other parts. Generally, this kind of travel insurance is suitable for customers who go for an outing and people who travel to scenic spots with small risk factors, such as Guilin and Hangzhou.

In areas with high sea level or steep terrain, comprehensive travel insurance is needed. For example, if you go to Tibet and Qinghai, you need travel insurance including acute illness protection, illness death and emergency rescue, because the probability of altitude sickness in this area is relatively high;

If you travel for a long time and want to visit many areas, you should choose travel insurance covering emergency rescue, personal property loss and personal liability protection, because there will be more accidents after a long time; If you fly, you'd better choose travel insurance with flight delay protection, and you can get compensation in case of delay.

Is it enough to buy ordinary auto insurance when traveling on the road?

It is convenient to travel by car, but the journey is unpredictable and the car needs special insurance. Generally, the insurance on the car is compulsory insurance and vehicle loss insurance, but these insurances will not guarantee the safety of the people on the car. Therefore, for go on road trip tourists, it is necessary to fully consider possible accidents before going out, and on the basis of consideration, buy relevant travel insurance for all tourists according to the actual situation. In the event of an accident, drivers and fellow passengers can get travel insurance protection more effectively.

Do you need travel insurance if you only buy accidental injury protection when traveling abroad?

Customers who travel to Singapore, Matai, Hong Kong, Macao and Taiwan often only choose the protection of accidental injuries. The risks abroad are much greater than those at home, and the unknown risks are unpredictable. And the medical expenses are very expensive. Travel abroad needs to buy special overseas travel insurance, which should include high medical expenses, emergency rescue, travel obstruction, personal responsibility and other comprehensive protection. If you go to Europe, you need to buy special visa insurance, and the medical expenses should reach 300 thousand. How many overseas trips are there?

Tips for purchasing travel insurance

Travel insurance should be purchased according to the region and time of travel, and the risk status of the destination should be objectively evaluated. Generally speaking, it is enough to buy ordinary accident insurance, but in high-risk areas, you need to buy protection including illness, rescue and property loss, and you need to buy exclusive insurance for overseas travel.