Can overseas travel insurance advance medical expenses in case of accidents in overseas travel?

Insurance Xiaobian helps you to answer, and more questions can be answered online.

hello! Traveling abroad with family has become an important part of many citizens' holiday life. However, it should be reminded that before starting your romantic journey, don't forget to buy yourself an overseas travel insurance, and don't forget to choose the insurance that pays medical expenses in advance. Some insurance companies have accidents in overseas travel insurance, and overseas travel insurance can pay medical expenses in advance.

The risks of traveling abroad are not limited to accidental injuries and accidental medical treatment, but also the risks of property loss. For example, if the family travels abroad and there is no one to look after them at home, they may be patronized by thieves, and personal property is also at risk during the trip. For such risks, the insured can decide whether to insure the corresponding additional risks according to his own situation.

when you apply for insurance, you must see clearly whether the medical expenses are "paid in advance" or "reimbursed afterwards". It is best to choose the insurance that pays the medical expenses in advance, which can reduce the trouble of claims after the insured returns to China to some extent. Remind that when you apply for overseas medical insurance, you must read the corresponding terms of overseas travel insurance to reduce unnecessary claims. Professional overseas medical insurance is inseparable from professional insurance platform, which is the best channel for you to choose overseas medical insurance: