Traditional Culture Encyclopedia - Tourist attractions - Does anyone know where to buy overseas travel insurance?

Does anyone know where to buy overseas travel insurance?

Hello! At present, there are many ways to purchase overseas travel insurance, including insurance intermediary insurance, insurance company business hall insurance, telephone insurance and online insurance, but generally speaking, it is more reliable to go to insurance companies, insurance companies in official website, Huize.com and other professional third-party platforms. The latter two methods are not only convenient for insurance, but also have at least 15% discount. Of course, when applying for insurance, you need to pay attention to the following matters:

1, insured amount. The insured amount can generally be determined by referring to the number of days of travel and the consumption level of the travel area. For example, there are hard and fast rules for going to Schengen in Europe, and the medical insurance coverage cannot be less than 30,000 euros (about 200,000 yuan); If you go to a country where there is no mandatory requirement, if the local price and consumption level are high, then the insurance coverage of overseas travel medical insurance is preferably above 200,000 yuan; If you go to Southeast Asia or South Korea and other Asian countries with moderate consumption level, the amount of overseas medical insurance is about 654.38+10,000 yuan.

2. Pay attention to emergency rescue. It mainly provides services such as transporting the insured to the hospital, arranging medical information, paying hospitalization expenses and instructing the nearest embassy through the 24-hour multilingual rescue hotline, which is quite practical for travelers who are new to overseas. It should be reminded that because different insurance companies cooperate with different global rescue organizations, their distribution in the world is also different, for example, some focus on North America and some focus on Europe, so the insured may need to choose a more suitable rescue organization according to the destination.