What happens when the trip with money is overdue? There are consequences!

Speaking of tourism, many people must have traveled all their lives. Tourism can make people experience thousands of lives and feel thousands of customs in the world, but tourism is also very expensive. Raising money through the same journey links the tourism lending industry to solve the financial difficulties brought by tourism, but it also needs to be repaid on time. What happens when the trip with money is overdue? Let's get to know each other.

What happens when the trip with money is overdue?

Fund-raising tour is a credit product under Tongcheng. com。 The loan partners are Shanghai Bank and China Construction Bank. If a bank participates in the mortgage, it is definitely necessary to check the credit information before the loan. After the deadline, you must go to the central bank for credit information, which will leave a bad record on the credit information. In addition to the central bank's credit information, there may be big data on the Internet. If there are too many overdue records in our credit information or big data, it will be more difficult to apply for other loans, and some loan products will be directly rejected if the credit information is not good.

You can't postpone paying back the money on the same journey. After overdue, you can calculate the overdue penalty interest on a daily basis, which is about twice the normal interest rate. The longer the overdue period, the more interest will be paid, which will undoubtedly increase the repayment pressure of the borrower. Moreover, the overdue withdrawal tour will affect the comprehensive score of users, and the credit line granted may be reduced or even cannot be used directly.

If the overdue time is too long, Tongcheng's fund-raising tour will definitely take certain collection measures. Whether you send text messages or make phone calls, it will cause some troubles to your life. If the overdue time is malicious and the amount is too large, fund-raising tourism is likely to take legal measures to recover debts and go directly to court for prosecution. If the borrower fails to repay the loan after compulsory execution, it will be classified as the person who has broken his promise and will affect his daily normal life.

How to apply for a money tour with the same journey?

Want to apply for the same trip to withdraw money, aged 20-55, with good credit report. After passing the preliminary examination of the system, the system will give the user a corresponding credit line according to the user's credit situation and consumption habits, with a maximum credit line of 200,000, without guarantee or mortgage.

The consequences of overdue travel in advance with the same journey are still serious, which will affect our credit information and bring trouble to future loans. If the loan is spent on money, it is still necessary to repay it on time and try not to be overdue.