Traditional Culture Encyclopedia - Tourist attractions - What is the protection of one-yuan travel accident insurance? What should I pay attention to when buying?
What is the protection of one-yuan travel accident insurance? What should I pay attention to when buying?
Travel accident insurance products are very comprehensive insurance products, which are very suitable for consumers who travel abroad. Today, let's talk about the protection of one-yuan travel accident insurance products, and how to choose such travel accident insurance products. What are the accident insurances with accidental medical treatment? Which one has more protection? Which one is more worth buying? Let's take a look at the latest list! Inventory of 18 top-selling quality accident insurances in China
What are the guarantees for one-yuan travel accident insurance?
The underwriting age of this insurance product is from 3 days after birth to 75 years old, and the insurance period is 7 days. The payment method can only be paid once, and each person can insure at most two copies. There is no restriction on the occupation of the product, and any occupation can be insured. If there is a medical accident, consumers need to choose the general department of a public hospital with a level 2 or above for medical treatment. The guarantee responsibility of this product mainly includes domestic responsibility and entry and exit responsibility. If the insured dies unfortunately because of an aviation accident, he can pay up to 6, yuan. If the insured is unfortunately disabled, he will be paid according to the disability level. If it is outside the country, then consumers can get up to 1 million compensation. In the same insurance period, the accumulated aviation insurance coverage of consumers cannot exceed 7 million.
second, what should I pay attention to when buying?
when choosing this kind of insurance products, we should pay attention to the guarantee time of the products. The guarantee time determines when consumers can have such protection, so it is very important. When choosing this kind of insurance products, it is best to guarantee the product for 3~5 days beyond the consumer's own travel time, because in actual travel, we may encounter various situations, such as plane delays, which will lead to changes in travel time. Products with a long guarantee period can help consumers solve this problem well, so as to avoid the embarrassing situation that people are abroad and the insurance has expired. And we should pay attention to the product guarantee content. If consumers will take part in some adventures or exciting projects, they should also be covered in the product guarantee content.
3. where can I buy the products?
The insurance channels for this kind of products are very wide. Consumers can choose online insurance or offline insurance. But generally speaking, consumers are recommended to choose online insurance, because it will be more convenient. You can easily compare the advantages and disadvantages of insurance products online, and you can choose the product that suits you best and has the highest cost performance. Nowadays, most people are busy. If you have to take out insurance online during the break, you will waste a lot of energy and you will not be able to make a good comparison between the products of each company.
The above is about the one-yuan travel accident insurance. The protection of the product is very comprehensive, and the protection is also very strong, but the protection period is relatively short. Consumers can choose to buy it if they need it.
if you have any other insurance questions, please come: more insurance! ,
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