The insurance period of travel agency liability insurance is

The travel agency liability insurance period is one year.

1. According to the regulations, if the domestic and foreign tourists received by the insured during the contract period cause the following economic losses due to negligence or negligence, the insurer shall compensate the insured for the economic compensation liability that should be borne according to law.

2. Travel agency liability insurance refers to the travel agency as a tourist, designated and appointed by the travel agency according to its tourism activities. The liability for compensation borne by tour guides or tour leaders who provide services for tourists according to law shall be regarded as the subject matter of insurance.

3. Travel agency liability insurance is an insurance that covers the legal responsibilities that travel agencies should bear when accidents are caused by negligence or negligence in the process of organizing tourism activities. Its policyholder is a travel agency.

Extended data:

1 Travel agency liability insurance refers to the behavior that the travel agency pays the insurance premium to the insurance company according to the agreement in the insurance contract, and the insurance company assumes the travel agency's responsibility for the personal and property damage caused by the travel agency in its tourism business activities, and is also liable for compensation for the insurance premium. When a liability insurance accident occurs, that is, when the travel agency causes damage to tourists, the insurer shall bear the compensation liability of the travel agency in accordance with the provisions of the Insurance Law or the insurance contract and directly compensate the tourists for the insurance money. It can be seen that the travel agency liability insurance can not only ensure that the travel agency will not lose its interests due to the liability for damages, but also ensure that tourists can get compensation in time.

2 main contents

The National Tourism Insurance Work Conference was held in Wuhan on the 9th, and the National Tourism Administration announced the 20 10 national unified insurance demonstration project of travel agency liability insurance. The scope of product liability is wider, and the scope of protection is determined by "listing all risks". Clearly include responsibilities that were difficult to define in the past, such as tourist traffic accidents and food poisoning, into the scope of protection; The guarantee amount is high, and the compensation limit per person has been raised from the original 90,000 yuan to the current minimum of 200,000 yuan. The quota of unified insurance products is also designed to be 200,000 yuan to 800,000 yuan for travel agencies to choose freely. In addition to basic liability insurance, there are optional additional risks to meet the diversified needs of travel agencies.

3 Mediation methods

In order to ensure quick settlement of claims, the unified insurance agreement stipulates that tour guides and tour leaders can pay the loss of 1000 yuan (500 US dollars overseas) on the spot, and then receive compensation with medical documents and compensation agreement. In addition, a special fund of 30 million yuan will be set up to deal with the advance payment, advance payment and public assistance for major events.

Travel agency liability insurance: the travel agency pays the insurance premium to the insurance company according to the contract, and the insurance company is liable for the personal and property losses caused by the travel agency in its business activities.