Travel insurance is very important for the elderly when traveling

1. What is travel insurance

Travel insurance refers to various accidents that may occur while traveling abroad, such as illness, surgery, suicide, war accidents, etc. All accidental deaths and injuries caused by the accident can generally be compensated by the insurance company. The characteristics of this insurance are that it can ensure the safety of travel, has relatively comprehensive responsibilities, and provides relatively high protection to the insured. Travel insurance generally includes tourist accident insurance, travel personal accident insurance, accommodation tourist personal insurance, travel assistance insurance and travel assistance insurance. Which insurance company is the best? I just compiled the relevant content. I hope it will be helpful to you: the latest list! Ranking of the top ten insurance companies in the country

2. Precautions when purchasing travel insurance

1. Pay attention to the insurance period

2. Pay attention to the terms of the insurance contract The coverage, especially the exemption clauses, must be read carefully

3. There are many categories of travel insurance, and travelers are advised to purchase them selectively according to their own needs. Among them, "personal accident insurance" is the most practical and is recommended to be purchased first.

4. The insurance amount must be sufficient. If the insurance amount is relatively low, the insurance will not really play a protective role in the event of an accident.

5. After purchasing travel insurance, you must pay attention to check and verify that all elements of the policy are complete and correct. Generally, invoices, insurance policies, application forms, insurance clauses, etc. are required for insurance. All of them are indispensable!

3. Things to note when purchasing insurance

1. Pay attention to exclusions

When the elderly want to buy insurance, they must pay special attention to exclusions. You should be aware of which items are not covered by the elderly insurance product you choose, so as to avoid disputes with the insurance company when making claims later. As for how PICC insurance is, I just compiled the relevant content. I hope it will be helpful to you: Is PICC good? What insurance is recommended?

2. Consider the type of insurance product

The elderly face higher personal accident and health risks than other groups of people, so insurance companies often have to bear higher costs to insure these elderly people. risk. Give priority to consumer insurance products, which have relatively affordable premiums and can provide more comprehensive personal protection for the elderly.

When the elderly travel, health and safety must be given top priority. Properly purchasing a travel insurance can make the elderly’s trip more secure and their families feel more at ease! How to buy insurance for elderly parents? ? I just compiled relevant content, I hope it will be helpful to you: When buying insurance for your parents and the elderly, you must avoid these pitfalls!